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Who is your insurance co?

Discussion in 'General Tundra Discussion' started by ausei, Jun 17, 2015.

  1. Jun 17, 2015 at 10:32 AM
    #1
    ausei

    ausei [OP] New Member

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    Ause
    Baton Rouge, LA
    Vehicle:
    2011 Spruce Tundra TRD SR5 2WD
    3" Leveling Kit 3.5" Spindle Lift 4" Rear Blocks AirAid Intake 20" XD Monsters w/ Nitto Grapplers 1" wheel spacers for rear Magnaflow Exhaust Pro Comp Shocks for rear
    i have state farm. they are garbage. my truck sat at body shop for three weeks untouched because insurance was saying that what the body shop wanted to fix was unnecessary. truck should be ready by next friday. but the insurance is holding some of the payment because they dont feel like it may need to be buffed after paint. which means my truck will sit yet again until an adjuster comes back out to see if it needs to be done. so annoying.
     
  2. Jun 17, 2015 at 10:40 AM
    #2
    Wynnded

    Wynnded Wait, what?

    Joined:
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    614
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    Rockies
    Vehicle:
    2011 RCSB 5.7L AWD Tundra
    OEM Upgrades
    I have State Farm as well, to me it kind of seems it depends more on the person that you're having to deal with. Actually, I called them today with a question and it was a great experience, but the individual that I deal with I've known since she was in high school.
     
  3. Jun 17, 2015 at 10:59 AM
    #3
    matluth

    matluth Fish On!

    Joined:
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    Matt
    Aurora CO
    Vehicle:
    2007 Slate Metallic 5.7L Tundra DC SR5 4X4
    18"X9" FN BFD's rims, 295/70R/18E Cooper Discoverer STT Pro's, upgraded to Old Man EMU coil-overs/shocks. Toytec shackles Next: true dual exhaust, new UCA's.
    I recently switched from Geico to Progressive. Progressive grandfathered in my time with Geico (who wasn't bad) with better coverage and $300 less per year.
     
  4. Jun 17, 2015 at 11:39 AM
    #4
    dandailey

    dandailey New Member

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    560
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    First Name:
    Dan D
    Newport News Va.
    Vehicle:
    2015 TRD 4x4 DC Tundra 5.7 Blue Ribbon
    Bakflip Revolver X2 ,Nestahedition Firestalk antenna, TRD dual exhaust, WeatherTech liners, in channel deflectors, 20% tint front, Tundra bed mat.AFE pro dry s filter,SA XDM 3.8 compact 9mm., Wheel to wheel N-Fab 3 steps.Lamin-X yellow on fogs, Bilstein 6112's top setting, BFG KO2's 275/70-18.
    Geico , so far no probs.
     
  5. Jun 17, 2015 at 11:52 AM
    #5
    Relentless

    Relentless Tundra newb Vendor

    Joined:
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    First Name:
    Eric
    East of the Sierras(Reno), Nevada
    Vehicle:
    '14 Crewmax SR5 TRD 4x4
    Just a few, more to come
    Progressive
    Been with them about 4 years. Decent service through 2 accidents, one mine(16yo girl totaled my Tacoma) and one with my Fiance(streetbike 'didnt see her' and pulled out in front of her causing $14K to her Mazdaspeed3 that she had at the time. Both times they've held solid on our side and fixed shoddy body shop work on the Mazda, and when the other insurance company tried to deny their party was at fault when my Tacoma got totaled.
    Only real complaint with them is that they bumped my policy by $60/mo..... supposedly due to changes on my credit report(there were none) and also just for moving across town. We currently live in a 'less safe area' even though previous was at an apartment complex where all vehicles were outside all the time and now we have a Townhouse with a 2 car Garage and everything. Didnt make sense to me but they couldnt reduce my rate back.

    Edit: Also have 2 street bikes on a policy with them. Somehow they are about a 1/4 the price on the bikes as all the other companies I shopped around with. Our rate on them just dropped to only $73/mo for both bikes.
     
    matluth likes this.
  6. Jun 17, 2015 at 12:27 PM
    #6
    chphilo

    chphilo New Member

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    Western PA
    Vehicle:
    2010 Toyota Tundra TRD 5.7 4x4 CM
    Allstate. I had two claims almost back to back (one for accident and another for clipping a Honda Civic and damaging its front side) and their service was excellent and even though I was at fault, they did not even raise my rate. I've been with them for about 9 years now.
     
    Sean266 likes this.
  7. Jun 17, 2015 at 7:04 PM
    #7
    Rkcruza

    Rkcruza New Member

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    Mar 17, 2015
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    First Name:
    Bob
    Vehicle:
    2002 Tundra AC 4WD TRD OR SR5
    De Badged / Decaled, Firestone Ride Rite Air Bags w/ Daystar Cups, 17" Rims, Big Brake kit w/ slotted & drilled rotors, plus lots of work related stuff.
    AAA for decades. Liked them better when we could simply walk into the local office...now they are pretty much like every other company, but OK to deal with.
     
  8. Jun 17, 2015 at 7:53 PM
    #8
    Sean266

    Sean266 #ThinBlueLine Staff Member

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    Colorado
    MetLife- home and auto. No issues, but also spotless driving records.
     
  9. Jun 17, 2015 at 8:05 PM
    #9
    csuviper

    csuviper Moderator Staff Member

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    Brian
    Broomfield, CO
    Vehicle:
    2012 Rock Warrior 5.7L 4X4
    Some Mods :) See build thread for details
    Of course you do sean :p
     
    RowdyRon and Sean266 like this.
  10. Jun 17, 2015 at 8:06 PM
    #10
    csuviper

    csuviper Moderator Staff Member

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    Brian
    Broomfield, CO
    Vehicle:
    2012 Rock Warrior 5.7L 4X4
    Some Mods :) See build thread for details
    Allstate. Expensive but happy with them.
     
  11. Jun 17, 2015 at 8:20 PM
    #11
    Sean266

    Sean266 #ThinBlueLine Staff Member

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    Colorado
    :spy: knowing certain persons and having certain credentials have helped me retain this lol.
     
    RowdyRon likes this.
  12. Jun 17, 2015 at 11:34 PM
    #12
    tat2ude39

    tat2ude39 MYota

    Joined:
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    #908
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    617
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    First Name:
    Robert
    Gilbert, AZ
    Vehicle:
    2015 Toyota Tundra TRD Pro Inferno
    American Family. Never made a claim yet, but they are perfect at taking money, lol. In past experiences with claims, Progessive was very good to me.
     
  13. Jun 18, 2015 at 3:41 AM
    #13
    TODDK

    TODDK New Member

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    Todd
    Hibbs, PA
    Vehicle:
    2014 Tundra TRD
    6" lift sitting on 20x10x-24 wrapped with 35 MTs
    Erie Insurance been with them for 25 years. Never any issues with claims. Covering Vehicles, boat, side by side, trailers, house
     
  14. Jun 18, 2015 at 5:00 AM
    #14
    Primo

    Primo New Member

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    Primo
    San Antonio, Texas
    Vehicle:
    2007 Tundra Unlimited Double Cab
    Front End Level kit, 275/65R 20 Nitto Terra Grappler G2
    USAA for home, auto and wife. Had them for a very long time, since the mid 80's. No issues there, plus every year I get a bonus check for about 150 to 200 bucks. :burnrubber:
     
    Last edited: Jun 18, 2015
  15. Jun 18, 2015 at 5:17 AM
    #15
    Mike

    Mike Tread lightly.

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    Mike
    south carolina
    Vehicle:
    2003 tundra sr5 4x4 stepside....
    yep bank account is running low from it..
    Nationwide- auto and renters. Had a break in and the insurance picked it up no problems on pay out.
     
  16. Jun 18, 2015 at 6:34 AM
    #16
    scratchex

    scratchex New Member

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    Dec 21, 2014
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    245
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    Texas
    Vehicle:
    2015 Tundra Limited
    3" lift TRD Exhaust 20" Fuel Lethal Wheels Toyo AT Tires Black Flares w/ spikes
    I've always had State Farm and (knock on wood) have never had any issues with them. I use them for everything (home/auto, etc...) Honestly I think it's all about your local insurance agent. I've had great agents who have gone above and beyond when I have needed them. If you're not happy w/ your agent then I would either check with a different agent or just shop around. No sense staying w/ an agent you don't like or a company for that matter, but I don't think there's a "dream insurance company". I'm sure people have horror stories with ALL of them.
     
    MT Madman likes this.
  17. Jun 20, 2015 at 9:01 AM
    #17
    ausei

    ausei [OP] New Member

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    Ause
    Baton Rouge, LA
    Vehicle:
    2011 Spruce Tundra TRD SR5 2WD
    3" Leveling Kit 3.5" Spindle Lift 4" Rear Blocks AirAid Intake 20" XD Monsters w/ Nitto Grapplers 1" wheel spacers for rear Magnaflow Exhaust Pro Comp Shocks for rear
    well they have been giving me the run around. state farm finally came to an agreement on the repair with the body shop. but just to still be annoying they want to inspect truck after paint to see if it needs to be buffed. just so they can waste more time. however i should have my truck back early this coming week. i havent decided if i want to switch insurance. id like to bundle everything and apparently some insurance co such as farmers dont cover home insurance in LA.
     
    Sean266 likes this.
  18. Jun 20, 2015 at 4:01 PM
    #18
    Branj

    Branj New Member

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    Jun 18, 2015
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    77
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    First Name:
    Nate
    Vehicle:
    2015 TRD PRO
    Liberty mutual for home, auto and umbrella. Have nothing but good things to say about them, best usaa and Geico
     
  19. Oct 26, 2016 at 6:15 AM
    #19
    Nodlenor

    Nodlenor New Member

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    Ronald
    Vehicle:
    2010 Black Tundra TRD SR5
    +1 for American Family. Been with them for almost 50 years and have been treated very well.
     
  20. Oct 26, 2016 at 6:26 AM
    #20
    RowdyRon

    RowdyRon Not too old to play

    Joined:
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    Ron
    Bentonville, AR
    Vehicle:
    2015 Radiant Red TSS Doublecab 4X4 Off Road
    Deck rail system, Bed divider, door sill protectors, LED reverse light bars, Aries Bull Bar with 28" 180 watt LED light bar, LED step lights, LED bed lights, driver-side grab handle, TRD Rear Sway Bar, BedRug bed mat and tailgate mat, Morimoto Fog Lights, more to come.....
    USAA. Been with them since 1971. So, for you @Law323, that's 45 years! Damn, I'm old!
     
    WarEagleSteve and Law323 like this.
  21. Oct 26, 2016 at 6:26 AM
    #21
    GoHuskers

    GoHuskers New Member

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    Lam
    Nebraska
    Vehicle:
    '16 Limited CM 5.7L 4x4, '15 GX460 premium
    I had Allstate for 10+ years, solid service but rates kept going up. They rated my '12 Taco almost the same as my '15 GX460? The GX cost 2+ times the Taco...I have everything from home, umbrella, and auto with them.

    I moved to StateFarm about a year ago and my auto premium is about $300 less for 6 months (same 250000/500000/250000 with $500 deductible), Umbrella is 20% cheaper (same coverage) BUT my home is $600/year MORE. The reason I moved because State farm Home insurance is listed as "Tier 5" while Allstate is "Tier 3" (they might use different term here). That is enough for me to move. Service has been great so far.
     
  22. Oct 26, 2016 at 6:29 AM
    #22
    louscrw

    louscrw New Member

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    Lou
    Warner Robins, Ga
    Vehicle:
    2015 MGM CM
    in signature
    USAA since 1996
     
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  23. Oct 26, 2016 at 8:00 AM
    #23
    Randy Morton

    Randy Morton New Member

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    Randy
    Vehicle:
    2012 Tundra Double Cab (I call it my Land Yacht)
    We've been with State Farm for 30 or so years now. They paid off quickly when the kid ran into my house and did damage to the tune of about $17,000 (actually, he hit the truck I had at the time and shoved it about a foot and a half into the house) and paid well on a hail damage claim on my wife's car. No complaints with the price or the service.
     
  24. Oct 26, 2016 at 8:09 AM
    #24
    CaptTyler

    CaptTyler www.fishcharlotteharbor.com

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    Tyler
    Florida
    Vehicle:
    2012 MGM Crewmax
    Bilstein 5100's F&R +2 CB Shims CB +2 Shackles 295-65-20 Toyo AT2 BAMuffler 7" Spidertrax 1.25" G-Tek SABM / aFe Pro Dry S (Charcoal Delete) Husky X-ACT Floor Mats All LED Interior / Reverse Lights / Cargo Lights Philips Xtreme Vision Headlights
    USAA for me and couldn't be happier.
     
  25. Oct 26, 2016 at 8:18 AM
    #25
    4RNR

    4RNR トヨタ

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    America
    Vehicle:
    16 Tundra SR5 CM
    Switched from 16 Taco
    Because they raised mine:p. They really did-no accidents. Their excuse was that they had to many claims. Why I have to pay for someones claims???:goingcrazy:
    Left to State Farm....
     
  26. Oct 26, 2016 at 8:25 AM
    #26
    Nor7

    Nor7 Chilton Manual Guy

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    Texas
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    I've been very happy with USAA, not the cheapest but they always take care of everything pretty promptly.
     
    RowdyRon likes this.
  27. Oct 26, 2016 at 8:28 AM
    #27
    RowdyRon

    RowdyRon Not too old to play

    Joined:
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    Ron
    Bentonville, AR
    Vehicle:
    2015 Radiant Red TSS Doublecab 4X4 Off Road
    Deck rail system, Bed divider, door sill protectors, LED reverse light bars, Aries Bull Bar with 28" 180 watt LED light bar, LED step lights, LED bed lights, driver-side grab handle, TRD Rear Sway Bar, BedRug bed mat and tailgate mat, Morimoto Fog Lights, more to come.....
    Yep, you get what you pay for some times.
     
    Law323 likes this.
  28. Oct 26, 2016 at 8:31 AM
    #28
    toddvr

    toddvr New Member

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    Todd
    Geneva, IL
    Vehicle:
    2014 Tundra Platinum Crewmax
    TRD Pro Grille, De-Chromed, Powder-coated OEM Wheels Black, 2" Front leveling kit, Bakflip G2 cover, Bed Auto Lock, Stubby Ant., Husky Liners, Tinted front windows, Remote Start.
    State Farm for past 30 years...zero issues.
     
  29. Oct 26, 2016 at 8:49 AM
    #29
    ChucklesToy

    ChucklesToy New Member

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    Chuck
    Round Rock, TX
    Vehicle:
    2016 Tundra Platinum Edition, SIlver Sky Metallic
    I've had State Farm for 30+ years and they cover my cars, home, umbrella and life insurance. I've had claims for hail damage to the house and cars as well as a few accidents and windshields. In most cases, they did well and when they didn't, I just called my agent and asked him to intervene. I remember one situation where my GTO needed a new bumper cover, hood and paint due to a front end collision in a parking lot; crumple zone stuff. All was fine until I went to pick it up. The shop told me that State Farm would only replace one of the grill inserts since only one was broken and to replace the other was "cosmetics". It looked like crap. Called my agent and asked him if he wanted to lose me over $65? Of course it was replaced.
     
  30. Oct 26, 2016 at 8:53 AM
    #30
    Law323

    Law323 Pray for peace, prepare for war

    Joined:
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    2,458
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    Law
    Tennessee
    Vehicle:
    2012 4.6 L MGM DC
    3" Rough Country Level lift (front) 1" Toytec block (rear) 275/70r18 Toyo AT2 Info system mod 3D MAXpider Kagu floor mats LED interior lights 50% ceramic tint front windows 35% ceramic tint windshield brow Bed mounted YETI bottle opener Paracord wrapped oh Sh!t bars 3" stubby antennae Upcoming: LED backup lights/cargo lights OEM Backup camera Raceline Raptor? 18x9 wheels ICI magnum step bars TRD sway bar Toytec BOSS 3" suspension lift Trifold or roll up tonneau cover Tow mirrors????
    Nah, this is what I'm telling people when I reach a certain age...."old? I'm simply a little more seasoned" LOL

    I've been with GEICO for a few years coming from State Farm. Much better experiences so far.
     
    RowdyRon likes this.
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