1. Welcome to Tundras.com!

    You are currently viewing as a guest! To get full-access, you need to register for a FREE account.

    As a registered member, you’ll be able to:
    • Participate in all Tundra discussion topics
    • Transfer over your build thread from a different forum to this one
    • Communicate privately with other Tundra owners from around the world
    • Post your own photos in our Members Gallery
    • Access all special features of the site

Who is your insurance co?

Discussion in 'General Tundra Discussion' started by ausei, Jun 17, 2015.

  1. Jun 17, 2015 at 10:32 AM
    #1
    ausei

    ausei [OP] New Member

    Joined:
    Jan 19, 2015
    Member:
    #891
    Messages:
    188
    Gender:
    Male
    First Name:
    Ause
    Baton Rouge, LA
    Vehicle:
    2011 Spruce Tundra TRD SR5 2WD
    3" Leveling Kit 3.5" Spindle Lift 4" Rear Blocks AirAid Intake 20" XD Monsters w/ Nitto Grapplers 1" wheel spacers for rear Magnaflow Exhaust Pro Comp Shocks for rear
    i have state farm. they are garbage. my truck sat at body shop for three weeks untouched because insurance was saying that what the body shop wanted to fix was unnecessary. truck should be ready by next friday. but the insurance is holding some of the payment because they dont feel like it may need to be buffed after paint. which means my truck will sit yet again until an adjuster comes back out to see if it needs to be done. so annoying.
     
  2. Jun 17, 2015 at 10:40 AM
    #2
    Wynnded

    Wynnded Mask

    Joined:
    Apr 20, 2014
    Member:
    #379
    Messages:
    2,942
    Gender:
    Male
    Rockies
    Vehicle:
    2011 RCSB S/C'd 5.7L AWD Tundra
    OEM Upgrades: TRD PRO BBS Wheels TRD S/C, OVTune and +2 psi pulley TRD Rear Sway Bar Fox TRD Pro Shocks Limited mirrors (auto darkening/backup camera/power fold) Limited Grill Mod Stubby Antenna Automatic Climate Controls Mod Automatic Headlamp Mod Sequoia Front Sway Bar Mod Sequoia Transfer Case Mod Sequoia Leather Steering Wheel Mod Sequoia Limited Gage Cluster Mod Sequoia LED Headlamp Upgrade Window Tint Fake Manual Transmission Mod 10" BAMufflers Stainless Catback Engine Block Heater Illuminated Ignition Key Ring Mod Deck Rail System w/cleats
    I have State Farm as well, to me it kind of seems it depends more on the person that you're having to deal with. Actually, I called them today with a question and it was a great experience, but the individual that I deal with I've known since she was in high school.
     
  3. Jun 17, 2015 at 10:59 AM
    #3
    Black Wolf

    Black Wolf 3 Digit SSEM # 0.378K

    Joined:
    Apr 20, 2014
    Member:
    #378
    Messages:
    30,508
    Gender:
    Male
    First Name:
    Matt
    Aurora CO
    Vehicle:
    2014 Attitude Blaaaaack,5.7L DC Limited TRD 4X4
    RC steps, Zone UCA's, Fat Bob Vated coilovers, Pro Form Fab shackles, Patagonia M/T's, Ranch Hand Grill Guard, ToyTec diff breather kit, SDHQ AIP relocation kit, Extang Trifecta 2.0, Jomax ABS speed sensor armor
    I recently switched from Geico to Progressive. Progressive grandfathered in my time with Geico (who wasn't bad) with better coverage and $300 less per year.
     
  4. Jun 17, 2015 at 11:39 AM
    #4
    dandailey

    dandailey King Tundra

    Joined:
    Mar 5, 2015
    Member:
    #1030
    Messages:
    2,542
    Gender:
    Male
    First Name:
    Dan D
    Newport News Va.
    Vehicle:
    2015 TRD 4x4 DC Tundra 5.7 Blue Ribbon
    Bakflip Revolver X2 ,Nestahedition Firestalk antenna, TRD dual exhaust, WeatherTech liners, in channel deflectors, 20% tint front, Tundra bed mat.AFE pro dry s filter,SA XDM 3.8 compact 9mm., Wheel to wheel N-Fab 3 steps.Lamin-X yellow on fogs, Bilstein 6112's top setting, BFG KO2's 275/70-18.Pioneer HU, JL RD amp, Focal speakers everywhere.
    Geico , so far no probs.
     
  5. Jun 17, 2015 at 11:52 AM
    #5
    Relentless

    Relentless Eric @Relentless Fab Vendor

    Joined:
    Jan 6, 2014
    Member:
    #19
    Messages:
    899
    Gender:
    Male
    First Name:
    Eric
    East of the Sierras(Reno), Nevada
    Vehicle:
    '14 Crewmax TRD 4x4> '15 Duramax SLT
    Just a few, more to come
    Progressive
    Been with them about 4 years. Decent service through 2 accidents, one mine(16yo girl totaled my Tacoma) and one with my Fiance(streetbike 'didnt see her' and pulled out in front of her causing $14K to her Mazdaspeed3 that she had at the time. Both times they've held solid on our side and fixed shoddy body shop work on the Mazda, and when the other insurance company tried to deny their party was at fault when my Tacoma got totaled.
    Only real complaint with them is that they bumped my policy by $60/mo..... supposedly due to changes on my credit report(there were none) and also just for moving across town. We currently live in a 'less safe area' even though previous was at an apartment complex where all vehicles were outside all the time and now we have a Townhouse with a 2 car Garage and everything. Didnt make sense to me but they couldnt reduce my rate back.

    Edit: Also have 2 street bikes on a policy with them. Somehow they are about a 1/4 the price on the bikes as all the other companies I shopped around with. Our rate on them just dropped to only $73/mo for both bikes.
     
    Black Wolf likes this.
  6. Jun 17, 2015 at 12:27 PM
    #6
    chphilo

    chphilo Tundra addict

    Joined:
    Dec 3, 2014
    Member:
    #774
    Messages:
    2,265
    Gender:
    Male
    Western PA
    Vehicle:
    2010 Toyota Tundra TRD 5.7 4x4 CM
    Allstate. I had two claims almost back to back (one for accident and another for clipping a Honda Civic and damaging its front side) and their service was excellent and even though I was at fault, they did not even raise my rate. I've been with them for about 9 years now.
     
    T-Rex266 likes this.
  7. Jun 17, 2015 at 7:04 PM
    #7
    Rkcruza

    Rkcruza New Member

    Joined:
    Mar 17, 2015
    Member:
    #1084
    Messages:
    203
    Gender:
    Male
    First Name:
    Bob
    Vehicle:
    2002 Tundra AC 4WD TRD OR SR5
    De Badged / Decaled, Firestone Ride Rite Air Bags w/ Daystar Cups, 17" Rims, Big Brake kit w/ slotted & drilled rotors, plus lots of work related stuff.
    AAA for decades. Liked them better when we could simply walk into the local office...now they are pretty much like every other company, but OK to deal with.
     
  8. Jun 17, 2015 at 7:53 PM
    #8
    T-Rex266

    T-Rex266 .org? Never heard of her. Staff Member

    Joined:
    Jan 5, 2014
    Member:
    #6
    Messages:
    53,393
    Gender:
    Male
    MetLife- home and auto. No issues, but also spotless driving records.
     
  9. Jun 17, 2015 at 8:05 PM
    #9
    csuviper

    csuviper Moderator Staff Member

    Joined:
    Jan 6, 2014
    Member:
    #38
    Messages:
    16,859
    Gender:
    Male
    First Name:
    Brian
    Broomfield, CO
    Vehicle:
    2019 TRD Sport CM 5.7L 4X4
    Some Mods :) See build thread for details
    Of course you do sean :p
     
    NewImprovedRon and T-Rex266 like this.
  10. Jun 17, 2015 at 8:06 PM
    #10
    csuviper

    csuviper Moderator Staff Member

    Joined:
    Jan 6, 2014
    Member:
    #38
    Messages:
    16,859
    Gender:
    Male
    First Name:
    Brian
    Broomfield, CO
    Vehicle:
    2019 TRD Sport CM 5.7L 4X4
    Some Mods :) See build thread for details
    Allstate. Expensive but happy with them.
     
  11. Jun 17, 2015 at 8:20 PM
    #11
    T-Rex266

    T-Rex266 .org? Never heard of her. Staff Member

    Joined:
    Jan 5, 2014
    Member:
    #6
    Messages:
    53,393
    Gender:
    Male
    :spy: knowing certain persons and having certain credentials have helped me retain this lol.
     
    NewImprovedRon likes this.
  12. Jun 17, 2015 at 11:34 PM
    #12
    tat2ude39

    tat2ude39 MYota

    Joined:
    Jan 26, 2015
    Member:
    #908
    Messages:
    699
    Gender:
    Male
    First Name:
    Robert
    San Tan Valley, AZ
    Vehicle:
    2021 Tundra SR5 Crewmax ~ ARMY GREEN
    American Family. Never made a claim yet, but they are perfect at taking money, lol. In past experiences with claims, Progessive was very good to me.
     
  13. Jun 18, 2015 at 3:41 AM
    #13
    TODDK

    TODDK New Member

    Joined:
    Jun 1, 2015
    Member:
    #1365
    Messages:
    60
    Gender:
    Male
    First Name:
    Todd
    Hibbs, PA
    Vehicle:
    2014 Tundra TRD
    6" lift sitting on 20x10x-24 wrapped with 35 MTs
    Erie Insurance been with them for 25 years. Never any issues with claims. Covering Vehicles, boat, side by side, trailers, house
     
  14. Jun 18, 2015 at 5:00 AM
    #14
    Primo

    Primo White Tundra

    Joined:
    Apr 16, 2015
    Member:
    #1202
    Messages:
    390
    Gender:
    Male
    First Name:
    Primo
    San Antonio, Texas
    Vehicle:
    2016 SR Double Cab
    Level kit and TRD Pro Grill Installed.
    USAA for home, auto and wife. Had them for a very long time, since the mid 80's. No issues there, plus every year I get a bonus check for about 150 to 200 bucks. :burnrubber:
     
    Last edited: Jun 18, 2015
  15. Jun 18, 2015 at 5:17 AM
    #15
    Mike

    Mike Tread lightly.

    Joined:
    Jan 13, 2014
    Member:
    #87
    Messages:
    3,680
    Gender:
    Male
    First Name:
    Mike
    south carolina
    Vehicle:
    2003 tundra sr5 4x4 stepside....
    yep bank account is running low from it..
    Nationwide- auto and renters. Had a break in and the insurance picked it up no problems on pay out.
     
  16. Jun 18, 2015 at 6:34 AM
    #16
    scratchex

    scratchex New Member

    Joined:
    Dec 21, 2014
    Member:
    #819
    Messages:
    243
    Gender:
    Male
    Texas
    Vehicle:
    2015 Tundra Limited
    3" lift TRD Exhaust 20" Fuel Lethal Wheels Toyo AT Tires Black Flares w/ spikes
    I've always had State Farm and (knock on wood) have never had any issues with them. I use them for everything (home/auto, etc...) Honestly I think it's all about your local insurance agent. I've had great agents who have gone above and beyond when I have needed them. If you're not happy w/ your agent then I would either check with a different agent or just shop around. No sense staying w/ an agent you don't like or a company for that matter, but I don't think there's a "dream insurance company". I'm sure people have horror stories with ALL of them.
     
    MT Madman likes this.
  17. Jun 20, 2015 at 9:01 AM
    #17
    ausei

    ausei [OP] New Member

    Joined:
    Jan 19, 2015
    Member:
    #891
    Messages:
    188
    Gender:
    Male
    First Name:
    Ause
    Baton Rouge, LA
    Vehicle:
    2011 Spruce Tundra TRD SR5 2WD
    3" Leveling Kit 3.5" Spindle Lift 4" Rear Blocks AirAid Intake 20" XD Monsters w/ Nitto Grapplers 1" wheel spacers for rear Magnaflow Exhaust Pro Comp Shocks for rear
    well they have been giving me the run around. state farm finally came to an agreement on the repair with the body shop. but just to still be annoying they want to inspect truck after paint to see if it needs to be buffed. just so they can waste more time. however i should have my truck back early this coming week. i havent decided if i want to switch insurance. id like to bundle everything and apparently some insurance co such as farmers dont cover home insurance in LA.
     
    T-Rex266 likes this.
  18. Jun 20, 2015 at 4:01 PM
    #18
    Branj

    Branj New Member

    Joined:
    Jun 18, 2015
    Member:
    #1428
    Messages:
    73
    Gender:
    Male
    First Name:
    Nate
    Vehicle:
    2015 TRD PRO
    Liberty mutual for home, auto and umbrella. Have nothing but good things to say about them, best usaa and Geico
     
  19. Oct 26, 2016 at 6:15 AM
    #19
    Nodlenor

    Nodlenor New Member

    Joined:
    Sep 7, 2016
    Member:
    #4460
    Messages:
    76
    Gender:
    Male
    First Name:
    Ronald
    Vehicle:
    2010 Black Tundra TRD SR5
    +1 for American Family. Been with them for almost 50 years and have been treated very well.
     
  20. Oct 26, 2016 at 6:26 AM
    #20
    NewImprovedRon

    NewImprovedRon Hey! Get off my grass!

    Joined:
    Jul 8, 2015
    Member:
    #1501
    Messages:
    12,197
    Gender:
    Male
    First Name:
    Ron
    Bentonville, AR
    Vehicle:
    2015 Radiant Red TSS Doublecab 4X4 Off Road
    Deck rail system, Bed divider, door sill protectors, LED reverse light bars, Aries Bull Bar with 28" 180 watt LED light bar, LED step lights, LED bed lights, driver-side grab handle, TRD Rear Sway Bar, BedRug bed mat and tailgate mat, Morimoto Fog Lights, more to come.....
    USAA. Been with them since 1971. So, for you @Law323, that's 45 years! Damn, I'm old!
     
    SouthBoundSteve and Law323 like this.
  21. Oct 26, 2016 at 6:26 AM
    #21
    GoHuskers

    GoHuskers New Member

    Joined:
    Sep 1, 2016
    Member:
    #4402
    Messages:
    317
    Gender:
    Male
    First Name:
    Lam
    Nebraska
    Vehicle:
    '16 Limited CM 5.7L 4x4, '15 GX460 premium
    I had Allstate for 10+ years, solid service but rates kept going up. They rated my '12 Taco almost the same as my '15 GX460? The GX cost 2+ times the Taco...I have everything from home, umbrella, and auto with them.

    I moved to StateFarm about a year ago and my auto premium is about $300 less for 6 months (same 250000/500000/250000 with $500 deductible), Umbrella is 20% cheaper (same coverage) BUT my home is $600/year MORE. The reason I moved because State farm Home insurance is listed as "Tier 5" while Allstate is "Tier 3" (they might use different term here). That is enough for me to move. Service has been great so far.
     
  22. Oct 26, 2016 at 6:29 AM
    #22
    louscrw

    louscrw all jacked up on Mt. Dew

    Joined:
    Oct 11, 2016
    Member:
    #4829
    Messages:
    1,264
    Gender:
    Male
    First Name:
    Lou
    Warner Robins, Ga
    Vehicle:
    2017 MGM CM Limited 4WD
    in signature
    USAA since 1996
     
  23. Oct 26, 2016 at 8:00 AM
    #23
    Randy Morton

    Randy Morton Life takes its toll, please have exact change.

    Joined:
    May 15, 2016
    Member:
    #3378
    Messages:
    871
    Gender:
    Male
    First Name:
    Randy
    Deepinahearta, Texas
    Vehicle:
    2012 Tundra Double Cab (I call it my Land Yacht)
    We've been with State Farm for 30 or so years now. They paid off quickly when the kid ran into my house and did damage to the tune of about $17,000 (actually, he hit the truck I had at the time and shoved it about a foot and a half into the house) and paid well on a hail damage claim on my wife's car. No complaints with the price or the service.
     
  24. Oct 26, 2016 at 8:09 AM
    #24
    CaptTyler

    CaptTyler Life’s too short to have an ugly boat.

    Joined:
    Jul 23, 2015
    Member:
    #1561
    Messages:
    1,447
    Gender:
    Male
    First Name:
    Tyler
    Florida
    Vehicle:
    2012 MGM CM
    Bilstein 5100's +2 CB Shims CB +2 Shackles 285-75-17 Rock Warrior Wheels BAMuffler 7" G-Tek SABM / aFe Pro Dry S
    USAA for me and couldn't be happier.
     
  25. Oct 26, 2016 at 8:18 AM
    #25
    4RNR

    4RNR トヨタ

    Joined:
    Sep 16, 2016
    Member:
    #4560
    Messages:
    65
    America
    Vehicle:
    16 Tundra SR5 CM
    Switched from 16 Taco
    Because they raised mine:p. They really did-no accidents. Their excuse was that they had to many claims. Why I have to pay for someones claims???:goingcrazy:
    Left to State Farm....
     
  26. Oct 26, 2016 at 8:25 AM
    #26
    Nor7

    Nor7 Chilton Manual Guy

    Joined:
    Oct 19, 2015
    Member:
    #1989
    Messages:
    1,333
    Gender:
    Male
    Texas
    Vehicle:
    2007 Tundra Limited CM, 5.7L
    I've been very happy with USAA, not the cheapest but they always take care of everything pretty promptly.
     
    NewImprovedRon likes this.
  27. Oct 26, 2016 at 8:28 AM
    #27
    NewImprovedRon

    NewImprovedRon Hey! Get off my grass!

    Joined:
    Jul 8, 2015
    Member:
    #1501
    Messages:
    12,197
    Gender:
    Male
    First Name:
    Ron
    Bentonville, AR
    Vehicle:
    2015 Radiant Red TSS Doublecab 4X4 Off Road
    Deck rail system, Bed divider, door sill protectors, LED reverse light bars, Aries Bull Bar with 28" 180 watt LED light bar, LED step lights, LED bed lights, driver-side grab handle, TRD Rear Sway Bar, BedRug bed mat and tailgate mat, Morimoto Fog Lights, more to come.....
    Yep, you get what you pay for some times.
     
    Law323 likes this.
  28. Oct 26, 2016 at 8:31 AM
    #28
    toddvr

    toddvr New Member

    Joined:
    Sep 8, 2016
    Member:
    #4465
    Messages:
    32
    Gender:
    Male
    First Name:
    Todd
    Geneva, IL
    Vehicle:
    2014 Tundra Platinum Crewmax
    TRD Pro Grille, De-Chromed, Powder-coated OEM Wheels Black, 2" Front leveling kit, Bakflip G2 cover, Bed Auto Lock, Stubby Ant., Husky Liners, Tinted front windows, Remote Start.
    State Farm for past 30 years...zero issues.
     
  29. Oct 26, 2016 at 8:49 AM
    #29
    ChucklesToy

    ChucklesToy New Member

    Joined:
    Apr 13, 2016
    Member:
    #3129
    Messages:
    854
    Gender:
    Male
    First Name:
    Chuck
    Round Rock, TX
    Vehicle:
    2019 Honda Ridgeline RTL-E
    I've had State Farm for 30+ years and they cover my cars, home, umbrella and life insurance. I've had claims for hail damage to the house and cars as well as a few accidents and windshields. In most cases, they did well and when they didn't, I just called my agent and asked him to intervene. I remember one situation where my GTO needed a new bumper cover, hood and paint due to a front end collision in a parking lot; crumple zone stuff. All was fine until I went to pick it up. The shop told me that State Farm would only replace one of the grill inserts since only one was broken and to replace the other was "cosmetics". It looked like crap. Called my agent and asked him if he wanted to lose me over $65? Of course it was replaced.
     
  30. Oct 26, 2016 at 8:53 AM
    #30
    Law323

    Law323 it’s only weird if you make it weird

    Joined:
    Apr 7, 2016
    Member:
    #3081
    Messages:
    9,837
    Gender:
    Male
    First Name:
    Law
    Baton Rouge, La
    Vehicle:
    2012 4.6 L MGM DC
    Toytec BOSS suspension lift @ 3" (front) Toytec BOSS remote resi's (back) 1" Toytec block (rear) 275/70r18 Toyo AT2 Info system mod 3D MAXpider Kagu floor mats LED interior lights 50% ceramic tint front windows 35% ceramic tint windshield brow Bed mounted YETI bottle opener Paracord wrapped oh Sh!t bars 3" stubby antennae TRD sway bar Upcoming: LED backup lights OEM Backup camera Iron Cross Patriot step bars Trifold or roll up tonneau cover
    Nah, this is what I'm telling people when I reach a certain age...."old? I'm simply a little more seasoned" LOL

    I've been with GEICO for a few years coming from State Farm. Much better experiences so far.
     
    NewImprovedRon likes this.

Products Discussed in

To Top