Tundras live: A Bunch of Idiots And A Bunch of BS- Resume discussion group

Dropped The Pug at the vet for a teeth cleaning. Poor thing was doing the whole fear tremors thing. She hates being left there.

Trying to track down a backhoe or mini excavator to dig a grave for my brother's dog today. He is spoiling him rotten this week, and then saying goodbye this coming weekend before the cancer ruins his quality of life.

Gotta love Mondays, eh?

 

Fuking Mondays.

 

Yeah, but it's what good pet owners do. I'm glad I can provide a resting place.

 

The average dog is a better person than the average person.

 

I was able to use a backhoe from work, so that job is done.

Stella is home, but not real happy. 8 tooth extractions. Mostly little front ones, but she had one broken tooth on her right side, too. Groggy and drooling a bit when she got home, but it's been a few hours and she's had a meal at this point.

 

Sooooooo...... Isn't the point of having a Tesla so you don't have to wait in those lines for fuel????

 

Another amazing weekend in the bag. Four days of no cell service, good weather and great friends. Will post pics later when I can download them from the wife’s phone.

Here's a teaser. This is known as the first aid kit in both trailers

 

Is that a small bottle of Rumple Minze??? I haven't seen/had that for years!!! Frozen minty bliss

 

Yes!

 

Cool cool, but did you pee your pants?

 

Nice!

 

A wet spot on the carpet?

 

The fluffing attempts continue!

https://www.tundras.com/threads/tes...y-can-post-in-green-room.107276/#post-2887758

 

What!? There is a green room? What else do I not know.

 

I'm always logged in. Found it, I just never looked for it.

 

Why did I not receive the invite for this meal

It's the hat isn't it???

 

No way! I approve

 

When they are done right, they end up being so satisfying and refreshing at the same time!!!

 

Okay, time for some math. If you've earned a pension, you can cash it out when you retire or take the annuity (pension payments). If you've been with the company for decades, your payout will be (so I'm told) north of one million bucks. So, retire before Nov 30 this year and get your million+ bucks. Or retire after Nov 30 and get stuck with the new payout calculation that includes INFLATION and see that payment cut to somewhere between $700-800k.

I shit you not, I have many co-workers that are financially ready to retire (long past that point actually) who are not "mentally" ready to retire and are struggling with this equation. I get you like your job, but come on...pull your head out of your ass. And quite stopping at my desk to lament and complain about how you "wanna work for a few more years". Get. A. Fucking. Hobby.

 

I tried to retire but couldn't swing it quite yet.
Depending on age and health a you might out live a million.
But yeah, a million now or 800k later. No decision there. What about the annuity? Would that be a living income for the foreseeable future?

 

Encourage them to have an "after-life" plan!!! For some folks hobbies don't work or fulfill that desire to be financially productive. Also, I'm not sure what you do, but trust me when I say that when you spend 2.5 decades doing something high end, or what you believe to be mentally and physically challenging (especially when you believe there is purpose behind it), there's very little that fills that void the same once you tap out.

Also, be careful w/pensions and payouts. If the money went into the pension tax-free, it will be taxed at least by the feds and possibly by the state the person resides in when it comes out. It's good to encourage folks to speak w/a financial advisor, accountant, etc... so they know what those true payout numbers will look like both in the form of payments and lump sum.

Finally, a million dollars is no longer what it used to be. Most financial advisors will tell you to comfortably retire w/o worry about money requires 2-2.5 million hard cash or liquefiable assets. In a lot of cases, receiving 100k/yr for life is better than a $1 million payout. That of course is factored w/what happens in the event of death of the recipient, etc... Will the spouse still collect, or does the benefit end?? Etc... A ton of crap to consider!!!