The Pigeon Pad - Squatting Pigeon's Build Thread and B.S. Hangout Spot

Sorry to hear that bud. That really sucks

 

In my experience; they hit V1's limits, then move down the food chain of insurance companies; extremely rare to go after the individual unless limits were lacking or uninsured, but even then... can't squeeze juice from dried out fruit!

 

That effing sucks. So basically you're screwed unless you want to try and pursue it in civil court yourself, and that's always a mess. Dude, that sucks so bad. I'm sorry.

 

Bandito's supplemental restraint system

 

We can talk about the first thing that pops up.

 

If the dude is rollin' w/minimums, it's usually a good indication that they have nothing substantial to protect... makes going after him personally a giant waste of time, effort and money

Your insurance will handle you and what happens subsequent (increases, etc.) will unfortunately be collateral damage. Sorry you gotta deal w/not only the damage/loss to your rig, but the personal kick in the nuts as well...

 

...designed to hold the passenger securely in place and prevent excessive shifting or even ejection in the event of serious impact or roll over

 

Do you have Uninsured/Underinsured coverage on your policy? That coverage is just for cases such as this.

 

They don't give a sh!t. I just went through all this same BS when I was rear-ended earlier this year. Dealing with my insurance company sucked. Trying to get my parts off my truck sucked, too. They acted like I was trying to steal my own stuff back. Crazy Crazy.
All in all, the whole ordeal took like 4 months. And I lost many thousands of dollars. Luckily I owed far less than what the truck was worth, but I was still out lots of money in after market parts, taxes, etc etc.. Plus, when I bought another one, the interest rates were no where near what I had on my old truck. So lost lots of money there. All for something that was in no way, shape or form my fault. I'm still fairly bitter about it, haha.

 

Chasing squirrels...

 

This is just a miserable shit show for all involved. I feel for all parties involved.

 

I really should call my insurance company and up my coverages. Something like what you are going through weighs heavy on my anxiety.

Even at state minimums his insurance should be covering some of it for you and the lady he hit, right? Are they splitting that between the two other vehicles, or is it in order of those hit?

 

Really? 5K? Wow.

I would think they'd do 25K toward yours and 25K toward the lady he hit, and he's on his own for his stuff. That would at least easily put your insurance into covering the rest and covering whatever your deductible is. Granted, if they go all in on the lady's rig then I doubt there'll be much left for yours.

 

For sure. Especially when there's video like what you have. There's no way out, they are paying everything his policy covers. At least you'll have 25K covered on yours, and you can use that club on your own insurance. If they try to lowball you can very clearly point out that they are getting off way cheaper than the full value because of the at fault's insurance and you don't want to be jerked around by a company you're paying. Hopefully you've been with them long enough to swing the loyalty cudgel as well.

 

You'll come out ok. You've got that sick sticker income to float you if you need it.

 

Crap dude. I was rooting for you and your truck. At least you’re not dealing with this BS while in a hospital bed from the accident. Fight the good fight. Hopefully your insurance gets you what you need.