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My wife is pregnant should I sell my truck?

Discussion in 'General Tundra Discussion' started by TRDProLife, Feb 14, 2020.

  1. Feb 14, 2020 at 12:42 PM
    #1
    TRDProLife

    TRDProLife [OP] LETS GO BLUES

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    My wife is pregnant with our first child! :bananadance:

    We also bought our first house last year, it needs a lot of updating. Floors, appliances, paint, trim etc. etc. I am thinking I should sell my truck so I have the extra cash to really hammer down on the things that need done.

    What do you guys and gals think? Am I jumping the gun or is that a good move?
     
    Bob_Wiley likes this.
  2. Feb 14, 2020 at 12:44 PM
    #2
    fundra_goes_west

    fundra_goes_west I’m just a guy with a girl

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    Only question would be what you can afford and also if you’re doing the work yourself, how will you haul supplies
     
    Cpl_Punishment and TheBeast like this.
  3. Feb 14, 2020 at 12:44 PM
    #3
    fundra_goes_west

    fundra_goes_west I’m just a guy with a girl

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    And congrats!
     
    TRDProLife [OP] likes this.
  4. Feb 14, 2020 at 12:45 PM
    #4
    GNTundra

    GNTundra The Notorious Troll Sniper

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    Congrats!
     
  5. Feb 14, 2020 at 12:47 PM
    #5
    COMiamiFan

    COMiamiFan SSEM #3. Don't forget to try the search bar. #PSL

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    Nope. Divorce is a better option :D












    Oh, and congrats LOL
     
    Sas, kodyquist21, Navi and 9 others like this.
  6. Feb 14, 2020 at 12:47 PM
    #6
    TRDProLife

    TRDProLife [OP] LETS GO BLUES

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    Well I would not go without a truck. I would have to find something cheaper or something I could buy outright. As of now we dont have much saved between the truck in 2016 and the house in 2018.
     
  7. Feb 14, 2020 at 12:51 PM
    #7
    AZBoatHauler

    AZBoatHauler ASCM#3 Desert Dweller

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    6112 and 5160 w/ CB +2, JL Audio with Kenwood HU, DD 10" Exhaust, RC light bar BD fogs, Platinum LED headlights, RCI skids, WKOR sliders otw
    4 years in - I doubt you can replace your tundra with a reliable truck for what you owe on it. Any chance you can make extra payments and have it paid off by the time your baby arrives? Tundra is a great family hauler if you can live with the MPG.

    BTW, Congrats. Being a dad is the most fun I’ve had in life but my kids are still pre-teen so check back with me in a decade.
     
  8. Feb 14, 2020 at 12:51 PM
    #8
    dumbassdave

    dumbassdave Member

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    Crewmax is great for kids!! You could easily fit three car seats in there. If you had posted this on Tacomaworld, I would have said ditch the Tacoma and get a Tundra.
     
    YeeYeeTundra, Dag3 and AZBoatHauler like this.
  9. Feb 14, 2020 at 12:54 PM
    #9
    gdiep

    gdiep I like cookies

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    Congrats!

    I tend to spend too much on vehicles, so I am not the role model on this topic. I currently have 2 vehicles for myself besides the Tundra (wife's dd).

    Sit down and prioritize and make lists. You'll make the right decision together with your wife.
     
    InTheRough, jewsNbrews and Tchase like this.
  10. Feb 14, 2020 at 1:11 PM
    #10
    tango

    tango New Member

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    Think of how safe that Tundra is to transport your family.
     
  11. Feb 14, 2020 at 1:17 PM
    #11
    Brandisher

    Brandisher Member

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    Refinance the truck if you need extra cash but don’t want to lose the truck. It’s not a best financial move, but given the circumstances, you get to keep a reliable vehicle that you delay saying it’s completely yours for a few extra years.
     
    15whtrd likes this.
  12. Feb 14, 2020 at 1:17 PM
    #12
    Boerseun

    Boerseun Super White

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    Sarasota Florida
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    Congrats!
    Instead of selling the truck see if you can get it paid off. You have 9 months, or I guess a little less if you just found out about the pink feet to make plans. If you bought it in 2016 it is probably not too far from being paid off - if you have to, instead of selling it and buying something cheap that you don't know the history of, refinance the remainder of the balance as if you buy it from your self. It will stretch the payments over a longer period, but it should be more manageable.
    That's if you like the truck and would like to keep it.
     
  13. Feb 14, 2020 at 1:19 PM
    #13
    The Californian

    The Californian Good Vibes Only

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    I actually bought my Tundra because we needed a bigger car for when our first baby came. That said, congrats - you're gonna have to sell your wife and baby.
     
    jordan0317 and COMiamiFan like this.
  14. Feb 14, 2020 at 1:22 PM
    #14
    Tchase

    Tchase MostlyLurk

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    My father told me once "you never have enough money to raise kids"

    Nobody knows what, where you are in your life but you. On the surface it does sound like you would be throwing out the baby with the bath water this soone. Getting rid of your truck are you losing money? Is my first thought.....

    Also remember big difference in "needs" and "wants".
     
  15. Feb 14, 2020 at 1:24 PM
    #15
    Gotyour6

    Gotyour6 New Member

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    Stop panicking

    Youre a father!

    You own a house and will need that truck.

    The difference is you will be hauling shit in it instead of ass.
    If need be get one with better gas mileage but do the cost difference and you may come to the conclusion that it really isnt that much more to own it.
     
    TRDProLife [OP] likes this.
  16. Feb 14, 2020 at 1:25 PM
    #16
    PNWOffroader

    PNWOffroader New Member

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    Keep the Tundra when you have to deal with car seats you will wish you had the bigger back seat. I have 2 kids both in car seats and the fact that they have more room then they know what to do with is awesome. We tried the Sienna and it works but for vacations it just didn't cut it. As for saving money, If you sell your truck it may take you longer than you think to get a new one. So if you are happy with what you have then I would keep it. Just my 2 cents
     
    Cpl_Punishment likes this.
  17. Feb 14, 2020 at 1:25 PM
    #17
    Tzvia

    Tzvia Just an old woman in a pickup truck.

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    Congrats!
    You are still going to need a vehicle to get around, yes? So say you buy a small inexpensive (relatively) car, used. It lasts a few years or 5. You buy another, and another and another... I had my last Tundra 17 years. No car payments after I had paid it off in 3.5 years. 13+ years with no car payments and very little repair was needed. I saved up for my current Tundra whenever possible over those years, made things much easier when I bought my current truck. And I had a reliable truck all those years and I knew everything that was done to it, no mystery repairs of who knows what service. I felt good transporting my family in it. My .02. If desperate for $$ maybe. But close to payoff, heck NO. Keep it as long as possible and enjoy having no payments and a reliable truck. Having it to haul all the lumber and concrete and furniture and what-have-you that you need for all the projects to come is icing on the cake. And think about all the weekend camping trips with the kids...
     
    BravoDeltaRomeo likes this.
  18. Feb 14, 2020 at 1:27 PM
    #18
    Wahayes

    Wahayes Older I get the wiser I realize my dad is

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    Having done this when I first got married I would say just keep the truck. When I got married I married into a family with two kids. I had a reg cab bought brand new Sierra that was a year old. I decided to sell so I didnt have the payment and buy a cash vehicle instead to save money. Bought a 95 f250 with 50k on the clock paid cash. While i enjoyed the novelty of it, it was a small block stick shift, i dont believe it to be any cheaper as i was still upgrading and fixing things on it alot. I ended up selling it a couple years later and bought my tundra. All in all I would have been better off keeping the sierra. Congrats on the kiddo.

    This was my sierra. It was fast as hell I loved that truck.

    KIMG0175.jpg
     
    Cpl_Punishment likes this.
  19. Feb 14, 2020 at 1:28 PM
    #19
    The Californian

    The Californian Good Vibes Only

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    As others are saying, you're gonna need that back seat room. I don't know how tall you are, but I'm 6'4", and my wife is 5'10", and the reason we had to get a new car was because we couldn't get a rear facing car seat to fit into the vehicles we had (FJ Cruiser, and Tacoma).
     
  20. Feb 14, 2020 at 1:31 PM
    #20
    fisherman951

    fisherman951 New Member

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    I say keep the truck and slowly work on the house. I’m pretty sure we can all relate to this: house projects WILL NEVER END. You might finish one of them but the next is waiting, and when your done with that one, it’s time to change something again from your first project as it’s outdated and new things came out. It never ends.
     
    KarmaKannon and Marty McFly like this.
  21. Feb 14, 2020 at 1:44 PM
    #21
    TRDProLife

    TRDProLife [OP] LETS GO BLUES

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    Panicking? Who's panicking?

     
    Last edited: Feb 14, 2020
    JC303, Marty McFly, Mcoop and 5 others like this.
  22. Feb 14, 2020 at 1:57 PM
    #22
    Hbjeff

    Hbjeff New Member

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    Kids are great. If the house is livable then take time on it. You do not want a nice new kitchen with little kids. I made that giant mistake. They break everything.

    Keep the truck, you've already lost whatever you’re gonna lose on it at this point, pay it off and you’re done.
     
  23. Feb 14, 2020 at 2:10 PM
    #23
    Over the LINE

    Over the LINE New Member

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    Your not going to make money trading out of that 2016. You might be able to free up a little cash today but you will spend it down the road replacing whatever you buy sooner than you would that 2016 Tundra. Don't think short term.
     
  24. Feb 14, 2020 at 2:18 PM
    #24
    Rex Kramer

    Rex Kramer Vinyl Spinner

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  25. Feb 14, 2020 at 2:20 PM
    #25
    Prostar 190

    Prostar 190 Super Secret Elite Member #9

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    First off congratulations!!

    when I first found out I was having my first kid I was also a little worried about what I could and could not afford. Once the kids are here you don't even realize anything has changed financially very much You just learn to deal with it. Oh and being a dad is the greatest thing in the world. And it's even better when you're driving a Tundra.:D
     
  26. Feb 14, 2020 at 2:23 PM
    #26
    TruckyTruck

    TruckyTruck Dumbest Username

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    I wouldn't sell it... I'd put everything I could towards it so it will be paid off. Then you will have the extra monthly income for expenses and have a nice safe vehicle for Mama and baby to ride around in with you.
     
  27. Feb 14, 2020 at 2:24 PM
    #27
    Toyokuhl

    Toyokuhl New Member

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    Sell your truck, get something else and months down the road make sure you pat yourself on the back when you really really really regret your decision... keep the tundra :)
     
    KarmaKannon likes this.
  28. Feb 14, 2020 at 2:31 PM
    #28
    Hammerdog

    Hammerdog YCMTSUP

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    Congrats! I’m not a good role model when it comes to vehicles.. you probably ain’t going to gain much by trading or selling but I don’t know your situation. Kids are not cheap, and trucks like yours are not getting any cheaper. You said the house needs updating. Repairs or updating? You will be chasing updates forever, just like your trucks!
     
  29. Feb 14, 2020 at 2:36 PM
    #29
    triharder

    triharder DOINKED

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    My advice coming from a 2 kids under 3 years old and a "new to us house" requiring lots of work is start getting those house projects going and complete. BAbies sleep a lot, you won't and depending on the kid making noise while they are sleeping may not be possible. Try to update a house without making noise.

    don't sell or off-load anything until the babies a few months old. Some stuff you'll want to keep and some stuff you just won't have time for for a few years (dirtbikes, toys, etc).
     
  30. Feb 14, 2020 at 2:44 PM
    #30
    Danman34

    Danman34 New Member

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    My wife got pregnant and I went and bought a bigger truck. Ie cm tundra lol.
     
    Ely010606 and Aerindel like this.

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