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LOTTO, LET'S GET IT ON IT, TOGETHER

Discussion in 'Off-Topic Discussion' started by TXRailRoadBandit73, Oct 20, 2018.

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  1. Oct 20, 2018 at 6:32 PM
    #31
    Coolhardy

    #31
    Coolhardy New Member

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    Money is funny.

    If it comes in easy, it goes out super easy.
     
    Coolhardy, Oct 20, 2018
    #31
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  2. Oct 20, 2018 at 6:39 PM
    #32
    Part_time

    #32
    Part_time Not a new member

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    I bought mine today forgot yesterday but I guess it worked out I think.
     
    Part_time, Oct 20, 2018
    #32
  3. Oct 20, 2018 at 6:47 PM
    #33
    Ike74

    #33
    Ike74 New Member

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    But imagine if someone who works in Finance, like myself, wins it. I would pay off my debt, build a juicy bond ladder, then live off of the interest payments. I could have a modest $10 million bond ladder and live nicely off of a 3% return, roughly 300k a year. On top of that I would start investing in real estate and businesses. The bond ladder would remain a safety net from there.
     
    Ike74, Oct 20, 2018
    #33
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  4. Oct 20, 2018 at 6:58 PM
    #34
    big_jarv

    #34
    big_jarv New Member

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    We did a pool at the office.
    $164 dollars and all we won was $19.
    Gotta reinvest I guess.
     
    big_jarv, Oct 20, 2018
    #34
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  5. Oct 20, 2018 at 7:01 PM
    #35
    Coolhardy

    #35
    Coolhardy New Member

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    If i ever win...
    I will pay off the debts, disburse some to charities and deserving people i know. Active members in this forum will all get TRDPRO each. I strongly agree w 3% return that's the way to go, that's what i always thought off. No investment properties cause i dont want to be owned by things I own. I will then disappear change every thing and change my life. Money is evil. Created by the evil in human kind.

    That's if i ever play...lol
     
    Coolhardy, Oct 20, 2018
    #35
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  6. Oct 20, 2018 at 7:13 PM
    #36
    Silv333

    #36
    Silv333 Patriot

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    Ok I'll be glad to start it up. Here are the rules for the Mega Millions pool;

    - $20 to play
    - If we hit, lump sum is taken and split amongst the players evenly.
    - One person per $20 (example, can't say "that's my wife and I $20 so you have to count her as a player").
    - PayPal $20 to me at silv333@gmail.com as "friends and family". Include your real name and then your screen name for this forum.
    - All numbers picked will be "quick picks".
    - Last chance to send $20 is 5pm on Tuesday.
    - I'll go buy all tickets and then PM the folks who are playing pictures of the tickets by 9pm East Coast time Tuesday.
    - Smaller jackpot winnings will go with majority rule on either to roll the money to more tickets or payout the players.

    - NEW RULE ADDED AT 10:31PM; if you're in, in addition to doing the Paypal thing, send me a PM on here and I'll respond confirming I received your money. This will serve as two forms of comms to ensure everything is fair.
     
    Last edited: Oct 20, 2018
    Silv333, Oct 20, 2018
    #36
    Watt maker, Ostrich, ardnutoz and 3 others like this.
  7. Oct 20, 2018 at 7:15 PM
    #37
    4x4_Angel

    #37
    4x4_Angel Perfectly Imperfect Tomboy....TTC #132

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    That's because they are idiots withtheir money
     
    4x4_Angel, Oct 20, 2018
    #37
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  8. Oct 20, 2018 at 7:17 PM
    #38
    Pinay

    #38
    Pinay New Member

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    Mahal kita Kuya

    Gee, you've clearly thought this out! :rofl:
     
    Pinay, Oct 20, 2018
    #38
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  9. Oct 20, 2018 at 7:19 PM
    #39
    Silv333

    #39
    Silv333 Patriot

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    Done a few of these before at the ol' firehouse!!
     
    Silv333, Oct 20, 2018
    #39
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  10. Oct 20, 2018 at 7:19 PM
    #40
    Black Wolf

    #40
    Black Wolf Chillin' in Alamosa

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    Odds remain the same based upon the possible number combinations. Nothing to do with group size.
     
    Black Wolf, Oct 20, 2018
    #40
    15whtrd likes this.
  11. Oct 20, 2018 at 7:21 PM
    #41
    Pinay

    #41
    Pinay New Member

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    No, that's actually good....keeps one from suing others if one does not get in on the pot. :cool:
     
    Pinay, Oct 20, 2018
    #41
    4x4_Angel likes this.
  12. Oct 20, 2018 at 7:35 PM
    #42
    careyrob

    #42
    careyrob In the field

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    The taxes will tackle you from behind if you only get a 3% return. Not to mention, you're not even keeping up with inflation, but maybe I'm under informed on how bond ladders work. ;)

    Either way, making you think it will be different for you is one of the ways they get your money in the first place.

    You have a better chance of hitting it big by using your money to buy random stocks than to buy lotto tickets.
     
    careyrob, Oct 20, 2018
    #42
    Watt maker and Black Wolf like this.
  13. Oct 20, 2018 at 7:36 PM
    #43
    Silv333

    #43
    Silv333 Patriot

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    Added a new rule, see my earlier post just to ensure good comms.
     
    Silv333, Oct 20, 2018
    #43
  14. Oct 20, 2018 at 7:48 PM
    #44
    Coolhardy

    #44
    Coolhardy New Member

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    Taxes on dividends are lot less. Nothing close to what we pay on a paycheck.
     
    Coolhardy, Oct 20, 2018
    #44
    4x4_Angel and Ike74 like this.
  15. Oct 20, 2018 at 7:51 PM
    #45
    careyrob

    #45
    careyrob In the field

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    Good to know. Thanks. :fistbump:
     
    careyrob, Oct 20, 2018
    #45
  16. Oct 20, 2018 at 8:03 PM
    #46
    BTBAKER

    #46
    BTBAKER .

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    The odds go up VERY little buying multiple tickets.
     
    BTBAKER, Oct 20, 2018
    #46
    Rex Kramer likes this.
  17. Oct 20, 2018 at 8:06 PM
    #47
    JMB

    #47
    JMB Not new, just a little old.

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    5100s all around, 295-70-18 Defenders, BD reverse lights, de-badged, interior LEDs, footwell LEDs, reverse LEDs, ARE cap, front receiver hitch for cooler holder, cooler holder/rod rack, backup camera, Kenwood HU, Tyger nerf bars, Husky floor liners, folding rear seats, remote battery posts, plastidip grill chrome, Powder coat bumpers.
    If you have a billion dollars how long would it take for taxes and inflation to catch up? Even if you just bury it in Mason jars in the backyard?
    But that would require a shit ton of Mason jars.
     
    JMB, Oct 20, 2018
    #47
  18. Oct 20, 2018 at 8:17 PM
    #48
    TXRailRoadBandit73

    #48
    TXRailRoadBandit73 [OP] YOTAS,RAILROADIN',RÖKnRÖLLN',BEER,MAX/GEMMA

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    The 956, TEXAS
    None yet
    So I guess no, huh?? It's all good my boys
     
    TXRailRoadBandit73, Oct 20, 2018
    #48
  19. Oct 20, 2018 at 8:19 PM
    #49
    JMB

    #49
    JMB Not new, just a little old.

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    There's a whole lot of good folks on here. But for a billion dollars I wouldn't trust my own family to go in together.
     
    JMB, Oct 20, 2018
    #49
    Watt maker, 4x4_Angel, BTBAKER and 2 others like this.
  20. Oct 20, 2018 at 8:20 PM
    #50
    TXRailRoadBandit73

    #50
    TXRailRoadBandit73 [OP] YOTAS,RAILROADIN',RÖKnRÖLLN',BEER,MAX/GEMMA

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    The 956, TEXAS
    None yet
    :rofl:
     
    TXRailRoadBandit73, Oct 20, 2018
    #50
    JMB[QUOTED] likes this.
  21. Oct 20, 2018 at 8:26 PM
    #51
    Ike74

    #51
    Ike74 New Member

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    Taxes on interest payments are typically 10-20% depending on total income for the year. Also, 3% is ultra conservative. We are in a raising rate environment so I would keep everything short and mid term until the rates top off then buy gov bonds at the highest and longest term rate. So it would quite possibly be 5-10% in the end. Also, with no debt, and a frugal lifestyle, inflation would not matter because I would be using less then I get in interest payments after tax.

    That's why I would create a corporation, be chairman of the board, collect my paycheck but leave day to day stuff to the CEO. I would rely on independent audits for reputable CPA firms to keep everything above board.
     
    Ike74, Oct 20, 2018
    #51
    Watt maker, 15whtrd, Coolhardy[QUOTED] and 1 other person like this.
  22. Oct 20, 2018 at 8:39 PM
    #52
    4x4_Angel

    #52
    4x4_Angel Perfectly Imperfect Tomboy....TTC #132

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    Justsaying what statics show from past winners
     
    4x4_Angel, Oct 20, 2018
    #52
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  23. Oct 20, 2018 at 9:12 PM
    #53
    Coolhardy

    #53
    Coolhardy New Member

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    Nah, hire a management company and pay them as if they are your vendors. They will charge a fee but its lot less than a CEO, his team and 3rd party auditing by CPA firm. More money upfront but less headaches and lot less expensive long term.

    Create a corporation but dont get a paycheck cause you are not working 9-5 for that corporation. Instead, funnel your profits through k1. Pay lot less in taxes that way.
     
    Coolhardy, Oct 20, 2018
    #53
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  24. Oct 21, 2018 at 12:23 AM
    #54
    Inquiringone

    #54
    Inquiringone -Blue N Blac- an a little chrome

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    U can take the guy out of the garage, But U can’t take the garage out of the guy
    Not many yet, mostly stock.
    Strength in numbers my friend.
     
    Inquiringone, Oct 21, 2018
    #54
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  25. Oct 21, 2018 at 1:07 AM
    #55
    l3LUEFALCON

    #55
    l3LUEFALCON RIG MECHANIC

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    I won 200 bucks one time on a scratch off.

     
    l3LUEFALCON, Oct 21, 2018
    #55
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  26. Oct 21, 2018 at 5:32 AM
    #56
    4x4_Angel

    #56
    4x4_Angel Perfectly Imperfect Tomboy....TTC #132

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    Most I've ever win on a scratch off was $10
     
    4x4_Angel, Oct 21, 2018
    #56
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  27. Oct 21, 2018 at 5:57 AM
    #57
    Rex Kramer

    #57
    Rex Kramer Vinyl Spinner

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    You would have to buy more than 3 million tickets to change your odds
     
    Rex Kramer, Oct 21, 2018
    #57
    BTBAKER and Coolhardy like this.
  28. Oct 21, 2018 at 7:36 AM
    #58
    BTBAKER

    #58
    BTBAKER .

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    I believe it. When I play that’s how I do it.
     
    BTBAKER, Oct 21, 2018
    #58
  29. Oct 21, 2018 at 7:37 AM
    #59
    BTBAKER

    #59
    BTBAKER .

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    Exactly..
     
    BTBAKER, Oct 21, 2018
    #59
  30. Oct 21, 2018 at 7:46 AM
    #60
    Trooper2

    #60
    Trooper2 Premium Lone Star Member / SSEM #13

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    See post #38.
     
    Trooper2, Oct 21, 2018
    #60
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Physix Gear Orthotic Insoles for Men & Women - Arch Support Orthotics Insole, Orthopedic Insoles, Inserts for Men & Women, Foot Insoles for Plantar Fasciitis Comfort, Shoe Insert, Feet, Red/Black, M
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UBUMO Men's Flip Flop Socks Tabi Split Toe Geta Wicking Cotton Pack of 4 Color 13 (No Show Style)
$14.44
Heinz 57 Original Sauce (20 oz Bottle) (Pack of 2)
$13.96
30 ft Dog Cat Cord Protector Cable Protect Electric Wires Covers Long Split Wire Loom Tubing Prevent Chewing for Dog Cat Puppy Pet Rabbit (Ordinary Cord)
$14.98
LABILUS for iPhone XR case, (Rugged Shield Series) TPU Thick Solid Armor Tactical Protective Cover Case for iPhone XR (6.1"es) - Army Green
$12.99
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