Longest anyone has gone without a truck payment.

Given the reliability of our trucks, including the Tacoma and variants, whose the champion of NO PAYMENTS to a bank for a Toyota pickup?

Example: Johnny pays cash and keeps his 2001 Tacoma until 2019, Cindy gets 2002 Tundra free from parents and drove it until 2012, etc

Just curious how durability and financials Interrelate. Time is money!

 

Paid off my 08 in 2009 and went without payments until I got my 18. This one is 0% so I won't be paying it off early though. I could've kept the 08 since it didn't have any issues but I wanted the extra space of a CM and 4wd.

 

2017- 2009= 8 years.. Not bad.

 

I paid off my 03 in 2011 (bought used in 08) and been payment free.

I have a buddy with an 01 taco he got new, he paid off in 4 years and still drives it daily.

 

Bought my mom's 2002 4runner from her for $2k back in 2010, drove it until the end of 2016 than sold it for $7k and got my 2016 Tundra. Less than $3k to go before its done!

 

Bought my 2002 Tundra Access Cab with cash in 2002 and sold it in 2014 to buy my current 2012 Crewmax with cash

 

Got my '98 Taco in 2000. Paid it off early by a few months on a 5 year plan. No payments 'til I got my '16 Tundra.

 

I paid cash for a 1996 Miata in 2001. I sold it after I was given a 2000 Lexus RX300 in 2009 as a wedding gift. I drove that until 3 weeks ago when I sold it for my 2019 Tundra...finally.

 

Got my 03 GMC new, paid off in 4 and I got the Tundra in 18 so...11 years I went without a payment but the last two years I put as much into the upkeep it might as well had been a payment. We paid off the house this year so there's that.

 

Never had a car payment til I bought my '18. At .9% interest it was hard to drop all that cash.

Had a few other trucks but had my '03 for 10 years.

 

No car payment from 1990 till now.

 

Winning!

 

1988. Bought a 88 Trooper new for cash. Bought a 98 Trooper new for cash in 98 but kept the 88 for 4 more years as a DD. Paid cash for the 13 tundra in 13 when I found out you have to pull the engine to replace a starter in a 98 Trooper.

 

Bought my 2006 Tundra with a car loan. Paid it off in 2009. Paid cash for my 2018 Tundra so no payments since 2009.

Dan

 

Bought my 2000 limited TRD access cab April 2000 new,paid off in 2005.still have the truck with 381,000 miles now.bought a 2013 crewmax Jan.2018 paying extra every month and will be paid off early.

 

I'll let you know just as soon as I pay mine off.

 

Damn.. 29 yrs?
TennTundra at 14 yrs and counting.. Daily driver? Did I summarize the thread accurately?
14 years is remarkable!

 

Your on top.. Please share. That's impressive.

 

Yes,my 2000 tundra is my daily driver /work truck.my 2013 crewmax is my Sunday go to church truck!

 

Well, as a 15 and a half year old kid needing transportation my dad bought this motorcycle for me that I used to ride to the hamburger shop ~ my first job.
I had to pay for insurance, gasoline and maintenance and repay the loan as well ~ my first payment was to my dad.

I did time in the military, got out and started a career in the sheet metal working industry. Armed with a job and cash I've almost always bought something out of the used market.
Other than this motorcycle, I've never had a car/truck/motorcycle payment ever again.
Bought a couple of houses in my life and times ~ paid both of them off after owning them 10 years each.
I do still have property taxes, however. I'm not a fan of payments, period.

 

Both are beauts.. That 2000 looks great for its age!

 

Bought '02 Taco for $24k on 60 mo term. Drove until 2017. No issues. Sold for $10k on the dot. Bought '18 CM Limited Tundra at .9% int. Payment is brutal, but so worth it.

 

Sorry, bought my 18 in 2018 so it was 9ish.

I did have another car payment in the middle since I bought a BMW M3 in 2010, but that's not a truck note

 

Nice trucks.. That Taco was definitely worth 10k

 

Remind us how long you've owned this truck outright and it's year...

 

No truck payment since 2014. Blessed with job provided truck that can be used for personal needs. Paid cash for used 2007 Tundra, early last year which is 3rd vehicle.
Mom leases, she is good for it tho

 

I purchased a new 4x4 Tacoma in Cool Steel Metalic in May of 1998 for under 15K, and paid her off in May of 2002. I still have her with 118,000 original miles. Just last week I purchased a new 2019 Platinum Tundra and the first payment will be due in September of 2019.

17 years and 4 months since my last payment. I have been spoiled.

 

I have never made a car payment in my life.
I have bought 3 trucks brand new:
1975 Chevy 4x4
2001 Tacoma 4x4
And this Tundra Pro
I actually traded a piece of property for the pro with the owner of a dealership.

 

First time ever. 2 years without any payments on my 2014 Tundra.

It sure is nice!

 

2002 daily driver for 17.3 years... Your definitely runner up