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Job/Career advice

Discussion in 'Off-Topic Discussion' started by nowayout, Mar 12, 2018.

  1. Mar 12, 2018 at 9:13 PM
    #1
    nowayout

    nowayout [OP] New Member

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    How many of you have left the money for the sanity? Meaning you left a excellent paying job that had a lot of stress and time commitments for a job with lets say barely paying the bills money but no stress and more family/free time.

    Im stuck in a dilemma. 3 hours of commute a day with high stress and pay that no one with my lack of education should be making or find a job locally doing lets say working at a farm or garden center making $18 hour and no stress at all and 15 minutes from home.

    Im 41 and starting to worry about my future. I have no real skill and worry if I do get left out in the cold I'll be unemployable. Would like to eventually start small business but have no balls to do so as of yet.
     
  2. Mar 12, 2018 at 9:20 PM
    #2
    Tacogrande

    Tacogrande New Member

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    3 hr. commute...that is like fighting a battle that you cant win imo.
    My commute is 10 seconds out the back door whenever i want to.
     
  3. Mar 12, 2018 at 9:25 PM
    #3
    Johnathand

    Johnathand New Member

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    I would say... stick with the good paying job. Create a plan for yourself. And work torwards that small business dream. Like literally go all in. You have to really want it and make every small effort to live toward financial freedom. It’s never too late or too far away.

    I remember when I started my business that taking the first step was like the flood gate for me. We started off saving $100. Then, $500. Then a few years later $40,000. Many sacrifices were made. Lots of questions along the way. But now I look back and think if I started trying earlier where would I be now. If I never started trying at all. I would be stuck in the same position.

    Anyways point is. My opinion. Don’t settle. Taking that low paying job sounds like it’s going to fix one problem. But may get you in trouble with other problems. Keep the good paying job that may allow you to move forward in life.
     
    Noodle, mtTundra, Bailey and 9 others like this.
  4. Mar 12, 2018 at 9:25 PM
    #4
    nowayout

    nowayout [OP] New Member

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    3 hours total. 1.5 each way. Still though it sucks
     
  5. Mar 12, 2018 at 9:27 PM
    #5
    Spvrtan

    Spvrtan Mod In Training | MIT

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    If you aspire to start a small business, I'd go with the closer job at a lower wage as a means to an end in sense that it'll free up your time significantly to work toward your small business. Will the lower-paying job at least allow you to pay off your monthly debts and expenses and not throw you into the red? Of course, there could be other factors at play here: family to take care of, risk of losing the new/low-paying job, or burning bridges with your current employer.
     
  6. Mar 12, 2018 at 9:29 PM
    #6
    Steve6

    Steve6 New Member

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    Are you limited to the two choices that you mentioned or do you have other realistic options? Is it possible that there are other opportunities that you haven't considered? The three hour commute would be an enormous obstacle for me personally if I were required to do it continuously on a permanent basis.
     
    15whtrd likes this.
  7. Mar 12, 2018 at 9:43 PM
    #7
    NCinCO

    NCinCO Is it Friday yet?

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    There is a saying you probably have heard. You'll never work a day if you love what you do. I would set a small financial goal and continue the long drive. Pay yourself and invest. When the goal is reached start doing what you really want to do. This part is a fine and tricky line but there will be sacrifices, just make sure and always keep a check that it's not your family that is the sacrifical lamb.

    The best thing I've done is go to Financial Peace University by Dave Ramsey. It guides you and gives you pointers on different things. I can't recommended this enough.
     
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  8. Mar 12, 2018 at 10:41 PM
    #8
    Sunnier

    Sunnier Agrees your truck is the second best colour

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    If I get a winch on my 2WD, can I overland with the BASTRDs and SGU?!
    Add me to the list that suggests you look at a hybrid of your options. How 'bout, figure what your "take home" pay from an $18/ hour job would be, then immediately (as though you walked away from your current gig) start putting every cent you make above that into savings. Do this for a pre-decided time period (if you're married, you'll both have to commit to this).

    It won't take but a few weeks for you to really assess whether you can afford to leave your high-paying job (yet). But stick to it for whatever time period you committed to (no down-side, because that money in the bank will be either a "nest egg" in case finances get challenged, or better: capital for your future business).

    This'll also help you ID any remaining debt you need to pay down, allow you opportunity to refinance anything you need to while you'll still qualify based on your current income. And also time to "relax" your good intentions over time-- it's sometimes easy to "tighten your belt" for a month when you're focused on a dream, but keeping to it for 3-6 months or longer isn't easy. Best to know before you make it official.

    Good luck!!
     
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  9. Mar 12, 2018 at 10:55 PM
    #9
    FlashCulprit

    FlashCulprit ColoradoTJ's whipping boy/Gino's illegitimate son.

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    I've been in a similar spot. Earlier in life I worked for a major corporation that had me relocate across the country; the pay was wonderful, just over 6 figures, decent time off. But It really toyed with my sanity. I was drained regularly and started drinking heavily. Eventually, I snapped and moved to my home city and started working at $14/hour in a much more relaxed position. I honestly believe it saved my life making the change. Fortunately for me, I saved a lot of that money in anticipation. SO planning is key. Like many others have suggested, banging it out for another 6 months may be what it takes. Preparation will save you while you make your transition. But I really have come to terms with finding something that makes me happy and makes me money. It's a fine balance that many do not find, but can truly change things. I've worked in everything from restaurants to high end retail to IT. Although it's harder to find work without experience there are ALWAYS places that will take you with the right attitude. 41 isn't too old to be finding your path. The “New Careers for Older Workers” study by the American Institute for Economic Research finds 82 PERCENT of survey respondents reported making a successful transition to a new career after age 45.

    Anyway... enough of my rambling. Just make reasonable decisions and plan on an escape route.

    Good luck with whatever you may choose to do! Life is too short to be consistently stressed out.
     
  10. Mar 12, 2018 at 10:57 PM
    #10
    Spolar

    Spolar Going broke

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    I’m 34 married with 2 young sons and about to go back to school full time for different career because I know I’ll be happier down the road. Its definitely not going to be easy, but nothing good is supposed to be. Never too late
     
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  11. Mar 12, 2018 at 11:01 PM
    #11
    FlashCulprit

    FlashCulprit ColoradoTJ's whipping boy/Gino's illegitimate son.

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    That's bad ass man! I've been debating doing the same recently!
     
  12. Mar 12, 2018 at 11:28 PM
    #12
    Spvrtan

    Spvrtan Mod In Training | MIT

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    Nothing worth having comes easy!
     
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  13. Mar 12, 2018 at 11:43 PM
    #13
    Spvrtan

    Spvrtan Mod In Training | MIT

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    A bit of a #humblebrag but I'm counting my blessings because I dropped out of college three times with a 1.2gpa.. I'm 30 and work from home out of San Diego making almost mid-100k for a tech company based out of the bay area up North (ie. working ~20 hours a week give or take 10 depending on deadlines). Best part is I moved back in with my parents for a few months and have more cash to throw at the truck.

    The downside is, while I like what I do, I definitely don't "love" it anymore, except when I'm working on my side project: "www.buildprint.io". When I really loved it (ie. mostly due to the employer at the time, colleagues, and projects), it didn't feel like a job at all; my first employer a computer game developer/publisher.

    One of my aspirations in life has been to open up a small business: a family fun center. Ever since I was a teenager, this has been one of my top 3 goals. I'm eventually going to quit my salaried job and attempt my small business in the next 2-4 years by throwing all my time and effort at it. Once I'm ready, I'll gladly throw away my six-figure pay to truly go after what I've always wanted to create -- though it's going to have to wait until after my girlfriend and I get married.

    I guess what I'm trying to say is just look at your current job situation is a temporary situation while at the same time try and figure out what you really want to do in life and how you can make it both rewarding and profitable for yourself. Like most others have said: find a job you love and you'll never work a day in your life. What do you find yourself always thinking about? Go forth from there.
     
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  14. Mar 12, 2018 at 11:45 PM
    #14
    Spolar

    Spolar Going broke

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    Do it. I’ve been a critical care nurse and clinical educator for a while, but I don’t want to be doing it when I’m 50. Applied and got into a school this year for a DNP in anesthesia. 3 years from August I’ll be doing anesthesia and couldn’t be more excited about finally pulling the trigger and stepping outside of just being comfortable working and making a living. Finally gonna do something I’m excited about
     
    Last edited: Mar 13, 2018
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  15. Mar 13, 2018 at 12:03 AM
    #15
    Albertaundra

    Albertaundra aka...IgnorantlyAlberta

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    Im in the same boat at the moment.
    I was gonna lay my issues out on the line but thats for another thread lol.
    Ive recently come to the conclusion that I am more useful to another company thats willing to recognize my commitment and skills.
    I too have little schooling and only minor certifications but know Im worth more.
    I would love to ditch and start a new and was almost willing to get paid a small portion of what I make now. I have since recalculated the risks and realized a few things.
    I have let go of the stress....Ill get paid the same no matter what.
    I have been doing research on schooling and what time it would take and whether it can be done outside of my regular hours.
    I will be improving myself with no regrets of what affect it may have on my current company.

    If you have given everything for your current employer, they should not be bitter about you moving forward in your life to improve you and your families lives.

    I dont expect this to help but hearing that I am not alone in such bs helps me to realize that moving on may be the best choice.
    Hope everything works out for you in the end and the advice given will lead you in the right direction.
     
    FlashCulprit likes this.
  16. Mar 13, 2018 at 12:03 AM
    #16
    FlashCulprit

    FlashCulprit ColoradoTJ's whipping boy/Gino's illegitimate son.

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    That's awesome my man! My girl is the one who's really inspired me. Just finishing up her Respiratory Therapy registration and has all these options opened up to her. I did my time with EMT/WFR and felt it was unsteady work... Been debating radiology or dentistry; definitely a change of pace, but I feel like it's a good fit for me.
     
  17. Mar 13, 2018 at 12:08 AM
    #17
    FlashCulprit

    FlashCulprit ColoradoTJ's whipping boy/Gino's illegitimate son.

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    Definitely not alone! I was right where you are if you read my above post. Sometimes things just don't work. Glad you're scoping your options and moving on, no matter the direction. I stayed an extra 8 months while planning at my old employer. Proper planning prevents piss poor performance!
     
    Albertaundra likes this.
  18. Mar 13, 2018 at 12:11 AM
    #18
    Albertaundra

    Albertaundra aka...IgnorantlyAlberta

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    Hahaha i live by that Proper Preparation Prevents Piss Poor Performance.... did we read the same book?
     
  19. Mar 13, 2018 at 12:12 AM
    #19
    Spolar

    Spolar Going broke

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    Haha funny my wife inspired me. She’s a nurse as well. She encouraged me to get back and get my masters, and she encouraged me to go back for my doctorate in anesthesia. It’ll be harder on her working and taking care of 2 boys while I’m at achool and the hospital all the time but she know I’ll be happier.
     
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  20. Mar 13, 2018 at 12:20 AM
    #20
    FlashCulprit

    FlashCulprit ColoradoTJ's whipping boy/Gino's illegitimate son.

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    I can't even remember where I heard that. I'm pretty sure it was working at a lube shop part time and having one of the master techs yelling at us... Either way. It's a good aphorism! I've been using it for a long time now haha.

    That's bad ass man! Good on you, sounds like you got a good lady on your hands. Mine has similar feelings, we've got a four year old and it makes wanting to go back to school that much harder - But she's a killer girl and certainly has expressed that she only cares about my happiness... and probably doesn't mind knowing there's a little extra coin in the bank when needed. haha I'll tell you what. I'm gonna try and make an appointment this week to meet with a admissions counselor to feel it out. :thumbsup::thumbsup::thumbsup:
     
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  21. Mar 13, 2018 at 12:25 AM
    #21
    Spolar

    Spolar Going broke

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    Go for it. Don’t live with regrets. I almost did it more for my sons so that I can set an example for them to go after what they want in life even if it’s difficult. My dad spent his career doing something he hated and I know how much it wore him down. I don’t want that for me or my kids.
     
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  22. Mar 13, 2018 at 12:35 AM
    #22
    Taco-Bender

    Taco-Bender New Member

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    Pretty much agree with everyone else here, get yourself a plan together and get busy.

    High stress is not your friend and will eventually kill you. Life is too short man. Get out of that rat race and take control of your life. Money is definitely nice to have but there's a lot to be said about living a simpler lifestyle and spending that time with your family. 3 hours a day on the road is wasted time you'll never get back.

    Our story wasn't a stress story but here it is. 19 years ago my wife and I decided, for personal reasons, it would be best if she quit her $60k a year job and stayed home with our kids. It wasn't easy at first but we had a plan and we had to make it work on my income alone.

    Sold our "Dream" house and downsized the house/mortgage substantially. Along with that came lower utility bills, insurance, property tax, etc. No more 3 car garage. No car payments and cheap camping/road trip vacations for several years.

    It was a huge sacrifice and, to be honest, I was a bit resentful for a bit. After seeing my children thrive I knew we did the right thing and don't regret it one bit.

    Do it now!!! Get your plan of action together and pull the trigger.
     
  23. Mar 13, 2018 at 7:15 AM
    #23
    gdiep

    gdiep New Member

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    Same thing for me. 12 years ago, wife quit to stay home with our 3 kids. We live modestly, but made the right choice for the family. Now our youngest is 8 so my wife will be returning to the workforce next year. I'm lucky enough that my salary supports us and allows us to save for retirement. But my wife will go back to work to save for college tuition for the kids. However, she will work at a job that she enjoys and will allow some flexibility to still be there for the kids. What she earns will take a back seat to the those things. As for me, my job is high stress, but I am good at it and enjoy the chaos (at times). My employer takes care of me and I take care of our clients. This allows my wife to take care of our kids. Life is never black or white, rather just a bunch of shades of decisions and compromises.
     
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  24. Mar 13, 2018 at 7:17 AM
    #24
    Stulloh

    Stulloh New Member

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    Im in this situation today... used to love the job, now im just waiting on the coming stroke. I think its more common that you may think
     
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  25. Mar 13, 2018 at 7:27 AM
    #25
    smooosh

    smooosh This place costs me too much $

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    A couple of notes. Just because you dont have a piece of paper education does not mean you are unemployable. If you have been in your field a while you have experience which is worth more then a BS.

    If you want to start your own business you are going to have less not more time with your family to start out.

    If your goal is to start a business it takes money so you need to get working on that. Its a lot easier to work the hours it takes to start a business when you are younger then older. Will the garden center job get you to where you want to be?
     
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  26. Mar 13, 2018 at 7:50 AM
    #26
    jc153

    jc153 Speed-ish Glamper

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    Funny this thread came around when it did, I’ve been thinking about another career move. I made a career change almost 3 years ago. I wanted to spend more time with my wife and daughter but I didn’t know what I wanted to do. I knew I wasn’t doing it at the time though. I found a company I liked and went after a position with them was hired and took a pay cut in the process.
    Now a couple years later I find myself considering something else again. What, I have no idea? There lies my dilemma. My problem is I don’t have a “dream job” or something I have always wanted to do. I’ve been in operations and people management my whole career.
    Hahaha, well I guess I’ll keep my eyes peeled and look for something that seems challenging and interesting.
     
    nowayout [OP] likes this.
  27. Mar 13, 2018 at 8:28 AM
    #27
    Whitewhale

    Whitewhale New Member

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    Im 28, when I was 25 I left my job of 7 years to take a risk in a new field. I'm an electrician and didn't want to pull mc/500s/struggle for my entire life. Soo I jumped ship and started into building controls and automation/HVAC. It was all pretty new to me and I was unsure at first but it payed off. I make more money then someone my age should for not having any college degree ( have 3 different electrical licenses tho) which I don't think you need to be able to make good money. Unfortunately, I drive between 1 hour to 2.5 hours sometimes to job sites and yes it does take it's toll. Driving is part of my job. If your thinking about it, it will drive crazy until you do it. You will never know what your missing until you make the jump!
     
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  28. Mar 13, 2018 at 8:29 AM
    #28
    gosolo

    gosolo “The .com stands for communist”, Dale Gribble

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    Lots of good advice and life experience here. I really appreciate the members here and the willingness to help.
    Let me offer a couple of cautions:
    Just because a job is low paying doesn’t mean it’s stress free. Abusive bosses and mean coworkers exist at all levels. This can turn things rotten really quick.
    Also, starting and operating your own business is not always a dream either. For many, it’s more of a nightmare. Most new buisinesses go belly up within 3 years.
    Is there anything you can do to reduce your stress and commute? Would this option of “flextime” be available so you could work some from home?
     
  29. Mar 13, 2018 at 12:02 PM
    #29
    mtTundra

    mtTundra New Member

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    Money won't make you happy... but a lack of money will make you unhappy.
    As others stated, make a plan and budget, test it out before quitting your current gig.
    You might surprise yourself when you have a light at the end of a tunnel how much easier your current situation gets.
     
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  30. Mar 13, 2018 at 12:10 PM
    #30
    BayRunner

    BayRunner New Member

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    Vehicle:
    2017 Tundra Platinum
    Let me tell you, having your own business is not always a picnic either. As you grow, gain more customers, employees, etc., you quickly learn about the headaches that go hand in hand. Who knew employees expect you to be their employer, parent, babysitter, counselor and therapist. However, ti still beats the corporate world.
     
    Noodle, nowayout [OP] and Hoologan like this.

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