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Everyone should challenge toyota executives to a dance off for being f'd up

Discussion in 'General Tundra Discussion' started by Gfgneo, Apr 2, 2021.

  1. Apr 3, 2021 at 7:51 AM
    #91
    Gfgneo

    Gfgneo [OP] New Member

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    800 for a house payment? I wish my house payment is 3800 a month. Like i said i can afford it i just think its crazy.
     
    SCjeffro likes this.
  2. Apr 3, 2021 at 9:48 AM
    #92
    BrakeDust

    BrakeDust New Member

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    Not never, just most of the time. (If one regards them as an expense rather than an asset then it's easier to swallow.)

    Two anecdotal exceptions:

    - I bought a 1998 Ford F250 for $3000. Changed the oil and drove it for a year. Sold a year later for $3000. The value didn't change, it was already fully depreciated.
    - Son bought a 2009 Toyota Tacoma a year ago, $13.5k. He could now easily sell it for 20k. His value increased, no lie.

    Peasants should stick with buying used cars. Those with a little money buy used or new, doesn't matter. Those with a lot of money tend to always lease because they understand it's just an expense. (I'm still closer to the 'peasant' category... but I know people who could easily buy several new cars a year without putting a dent in their wallet)
     
  3. Apr 3, 2021 at 10:29 AM
    #93
    RLHOK

    RLHOK Keeper of the smoke.

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    Oklahoma, just like the musical, but no singing
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    No longer rolling stock baby....
    All of this makes me more determined to keep my current tundra and just drive till it cant driven any longer.

    That and I pretty much decided I want a corvette, so after the tundra is paid for, I start shopping.
     
  4. Apr 3, 2021 at 10:52 AM
    #94
    Rex Kramer

    Rex Kramer 'Screaming Buffalo'

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    Buying used for cash rules.
     
  5. Apr 3, 2021 at 11:46 AM
    #95
    Kung

    Kung Not so FNG

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    FLW, MO
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    Spiffy console tray, N-Fab Steps
    Our house payment is about $800 - *AND* that's a 15 year loan. Awh yeah.
     
  6. Apr 3, 2021 at 11:57 AM
    #96
    Randy Morton

    Randy Morton Life takes its toll, please have exact change.

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    If Toyota's interest rate is too high, check with your bank. When I financed mine, I secured a good rate with the bank before I went to the dealership. I found what I wanted in my price range (used, but certified), and started the paperwork. When we went to the finance manager, I showed him the interest rate offered by the bank and let him decide whether to beat it or not. He did. He didn't appear to like it, but it was simply a case of "make a little, or make nothing". Very few will fail to cut the interest a little if if means they get to finance the truck instead of the bank.
     
    Cpl_Punishment likes this.
  7. Apr 3, 2021 at 12:03 PM
    #97
    Rockgate

    Rockgate New Member

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    I was told from a Toyota employee that the 2021 Tundras are no longer in production. I guess getting prepped for the changeover. Also you might get lower interest rates from a credit union.
     
  8. Apr 3, 2021 at 12:10 PM
    #98
    Outbound

    Outbound SSEM #2.5, Token AmeriCanadian

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    Northern Alberta
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    Our is around $1400 per month. Easily affordable, but less is better. I'm guessing though it could be relative to a point. A region with $800/month house payments might consider $20/hour to be a great wage. I don't even consider answering my phone for that, nevermind rolling out of bed.
     
  9. Apr 3, 2021 at 2:07 PM
    #99
    Bakershack

    Bakershack Critical of Noncritical Thinkers

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    Yeah, I know there are exceptions to the rule, but you can't count on those, and you can't count on COVID disrupting the supply chain, creating artificially higher prices.

    And personally, I don't like the term "peasant." The connotation is that you are and always will be a peasant. The United States I grew up in allowed anyone to improve their financial situation.
     
  10. Apr 3, 2021 at 2:15 PM
    #100
    ColoradoTJ

    ColoradoTJ O'Keefe Music Foundation Staff Member

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    Colorado
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    Canadians are always welcome on my patio. Just don’t get wild and pee in the hot tub like the last ones.

    5AD16F16-5B3A-4434-95B7-A2169A5B06B7.jpg 60103C8E-00A7-4673-A48F-8B135CDBB9BF.jpg
     
  11. Apr 3, 2021 at 2:19 PM
    #101
    MEWaters

    MEWaters New Member

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    my house payment is 700 with escrow and my wife can stay at home and home school our kids
    we need a bigger place but we are sacrificing
    House is worth +60k minimum than when we bought but would never increase our work needs
     
    BravoDeltaRomeo likes this.
  12. Apr 3, 2021 at 2:30 PM
    #102
    MEWaters

    MEWaters New Member

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    there are some simple composite, non covered decks down right down my road on new developments @15-25k
    my deck is larger with pressure treated. Plandemic FUCKED building prices
     
  13. Apr 3, 2021 at 2:31 PM
    #103
    BravoDeltaRomeo

    BravoDeltaRomeo Old Man Blue

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    We pee in the shower up here. It's all the same pipes. :canada:
     
  14. Apr 3, 2021 at 2:37 PM
    #104
    Catmann1972

    Catmann1972 New Member

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    OP - By any chance are you a veteran or serving in any armed forces. If so, Navy federal CC has great rates for military.
     
  15. Apr 3, 2021 at 2:39 PM
    #105
    MEWaters

    MEWaters New Member

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    I'm over 30/hr ;)
    with 700 escrow
     
    Outbound likes this.
  16. Apr 3, 2021 at 3:01 PM
    #106
    knoxville36

    knoxville36 New Member

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    I can answer that....... I spent 15+ years as an exec in the petroleum industry, then switched to section of construction almost 2 years ago. Now in the paving, concrete, and excavation world.

    Now keep in my every area is different and I am talking Tennessee/Midsouth......

    Our aggregates, or rocks in asphalt went up roughly $2.00/ton on January 1. Went from roughly $18/ton to $20/ton. Depending on the mix, there are 4 different sizes you use in asphalt. Sand is another component in just a few mixes and it is roughly $14.00/ton.

    The next and most important ingredient is your Liquid AC/tar/binder. This is a petroleum product made from waste oil mostly. At the end of last year, cost was about $322/ton at the terminal. Fast forward to the month of April and cost is now $419 per ton.


    Long story short, the cost of asphalt has skyrocketed in the last couple months. Overall cost is up about 26% depending on mixes. We have about 25 different mixes we run depending on job and who it is for.

    On average at the end of last year, cost was about $68.00, now it is roughly $87 in just about 3 months.

    Labor has stayed flat and the same today as it was even a couple years ago.

    A loaded out Mack dump truck that was $168k delivered a few months ago, is now about $191k since the first of the year.......

    Just to put a few things into perspective for anyone that cares or wants to know.
     
  17. Apr 3, 2021 at 4:31 PM
    #107
    landphil

    landphil Filthy. Stinkin’. Rich. Two outa three ain’t bad.

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  18. Apr 3, 2021 at 4:50 PM
    #108
    Cpl_Punishment

    Cpl_Punishment Mother-Loving Member

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    There have been so many engineers laid off in the last year that tons of companies can get away with posting jobs they call entry level positions that are paying less than I was making as an intern 10 years ago but require 5+ years of experience.
     
    ColoradoTJ likes this.
  19. Apr 3, 2021 at 5:06 PM
    #109
    JimboSlice413

    JimboSlice413 Super Nice Guy

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    Bilstein 5100/5160 Toyo at2 295/70r18 Ray10 GunMetal
    Holy crap.
     
  20. Apr 3, 2021 at 5:30 PM
    #110
    Outbound

    Outbound SSEM #2.5, Token AmeriCanadian

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    I hear ya. Same deal in welding. I'm making less per hour as a jman than I was as a 3rd year apprentice, but at least I'm working for now. I'm applying for jobs outside the industry though and look foward to putting this industry behind me.
     
  21. Apr 3, 2021 at 5:58 PM
    #111
    ColoradoTJ

    ColoradoTJ O'Keefe Music Foundation Staff Member

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    Come work in Power Generation. Our Mechanic 1 techs make 40+ per hour.

    Come be an American, go in debt, get fat(er), and no more crazy shipping costs.



    2021-04-03 18_53_13-Window.jpg

    Gas construction/maintenance

    2021-04-03 18_55_49-.jpg

    Electric Line troubleshooter (I did this for a while...bad ass job)

    2021-04-03 18_57_08-.jpg
     
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  22. Apr 3, 2021 at 6:01 PM
    #112
    ColoradoTJ

    ColoradoTJ O'Keefe Music Foundation Staff Member

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    We can't find them. Probably due to the lower pay....need to up our game.

    2021-04-03 19_00_05-.jpg
     
    French Avocado likes this.
  23. Apr 3, 2021 at 6:01 PM
    #113
    Catmann1972

    Catmann1972 New Member

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    What Power Generation Company do you work for. I work for Caterpillar and I have been there for 22years. Class 1 Tech and yes I make over $40 and hour / after 8 hours it's time 1/2 and after 12 hrs it's 2 times my hourly rate. Love my job,
     
    ColoradoTJ likes this.
  24. Apr 3, 2021 at 6:02 PM
    #114
    Black Wolf

    Black Wolf Got RF/Microwave? CALIT4U

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    There hasn't been a $800 house payment around here for years.
     
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  25. Apr 3, 2021 at 6:04 PM
    #115
    ColoradoTJ

    ColoradoTJ O'Keefe Music Foundation Staff Member

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    Colorado Springs Utilities.

    Mechanics that have their R1 welding stamps (and other certs) are around 45.00 straight time.
     
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  26. Apr 3, 2021 at 6:09 PM
    #116
    Kung

    Kung Not so FNG

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    LOL

    To be fair, I live in the middle of Missouri (right near Fort Leonard Wood), where the standard of living is just the TEENSIEST bit lower than Bakersfield or other places. When we moved here, we bought a heck of a deal on a house (2.3 acres, basement, etc. for less than $80K). After 8 years we built an addition on our house; and because we've fixed up the house, taken care of it, replaced, etc., we've been blessed enough to have a VERY well built house that's more than big enough for us without huge bills.

    True, it'd be nicer to have a flashier/more outfitted house....but that'd also mean a flashier mortgage, and when you're within 10 years of paying it off (assuming we don't double down on payments), it's hard to find an argument for doing much other than simply upgrading what we have. :)
     
  27. Apr 3, 2021 at 6:18 PM
    #117
    Dalandshark

    Dalandshark Recently infected with 5G

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    Uh, maybe someone already mentioned this... but last time I checked... incentives change all of the time. After everyone spends their stimulus money the incentives will be back.
     
  28. Apr 3, 2021 at 6:21 PM
    #118
    Outbound

    Outbound SSEM #2.5, Token AmeriCanadian

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    Looks pretty cool. Not sure if I'd qualify as just a welder though. Might need to start at the bottom and work my way up. Coincidence that it's electrical generation though. The job I'm applying for is actually on a huge hydro-electric project and should give me the opportunity to get my project management certification.
     
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  29. Apr 3, 2021 at 6:25 PM
    #119
    ColoradoTJ

    ColoradoTJ O'Keefe Music Foundation Staff Member

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    For good welders...absolutely.

    Good luck with the job at the hydro. Being that it's a renewable source of generation....no worries of shutdowns.
     
    Outbound likes this.
  30. Apr 3, 2021 at 6:31 PM
    #120
    Outbound

    Outbound SSEM #2.5, Token AmeriCanadian

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    Thanks! I hope it works out. It's almost 4 years of guaranteed work and then first crack at all internal postings with the company. In this economy, it'd be a God send.
     
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