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Building My Home

Discussion in 'Off-Topic Discussion' started by mdavis, May 19, 2016.

  1. May 19, 2016 at 11:34 AM
    #1
    mdavis

    mdavis [OP] Tiger Life

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    Michael
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    Starting the building process for my next home and thought I would share the process. The lot is 5.1 acres in a neighborhood and was one of three left when I bought it in November 2015 so
    almost completely developed. The lot is very thick with young pines and sweet gums trees. I am clearing about an acre and a half right in the middle to build the house. Here is the beginning of a long road.

    This is the house my wife and I are building. Yes the garage is big enough for the Tundra... ;)It's 26'x24'

    House.jpg

    On this lot...
    IMG_0358.jpg

    Placed stakes for the county to put the culvert in today.
    IMG_0359.jpg

    This is my roughed in driveway. Still a lot of work to do.
    IMG_0360.jpg

    This is an area I began to clear myself back in February just to get an idea of house placement since it was so thick.
    IMG_0361.jpg
    IMG_0363.jpg

    Where the trees begin again is basically where the house will begin. I am hoping the the lot clearing can begin next week (if it ever stops raining here) so more pics to come.
     
  2. May 19, 2016 at 11:50 AM
    #2
    COMiamiFan

    COMiamiFan New Member

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    Awesome. I'm jealous. And probably even more so since I'm sure it will be a lot cheaper than my house in suburbia CO.
     
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  3. May 19, 2016 at 11:56 AM
    #3
    mdavis

    mdavis [OP] Tiger Life

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    Rock Hill, SC
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    I was actually shocked how expensive things got so quick. My area is exploding being right next to Charlotte NC. Builders are naming their price and they are getting it.
     
  4. May 19, 2016 at 12:25 PM
    #4
    MotoTundra

    MotoTundra Adrenaline Addict

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    That's awesome, congrats. I'm sure the finished product will be perfect!
     
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  5. May 19, 2016 at 12:45 PM
    #5
    csuviper

    csuviper Moderator Staff Member

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    Some Mods :) See build thread for details
    Congrats on the property. Good luck with the build. Hopefully you don't run too far over your budget.
     
    mdavis likes this.
  6. May 19, 2016 at 4:30 PM
    #6
    CaptTyler

    CaptTyler www.fishcharlotteharbor.com

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    That's a beautiful piece of property! Congrats it'll be a fun build to watch.
     
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  7. May 19, 2016 at 6:25 PM
    #7
    Mike

    Mike Tread lightly.

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    yep bank account is running low from it..
    If I was up to speed I would help ya.
     
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  8. May 20, 2016 at 8:20 PM
    #8
    Medic

    Medic New Member

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    Good luck with the build. I enjoyed building my house.
     
    mdavis likes this.
  9. May 21, 2016 at 6:48 AM
    #9
    trayday

    trayday New Member

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    Is it better and to buy some property and having a home built or buying a move in ready home?
     
  10. May 21, 2016 at 7:19 AM
    #10
    mdavis

    mdavis [OP] Tiger Life

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    Michael
    Rock Hill, SC
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    To be honest, it has been pretty stressful so far. Once you finally find a plan that you and your other half are both good with, you have to find a builder. This was a chore. We checked about 7 different ones. The one we like most ended up being a complete ass. After a 6 week wait waiting for him to quote every detail, he was $60k off his original estimate. Told him to get lost. Our second choice is who we ended up signing and he hit his initial quote pretty much dead on. Waiting on the quotes suck. They take forever and you must buy the plan before they can quote it. This means you have to spend over a grand on the plan and you could end up not being able to afford to build it (was almost the case with us).

    But to answer your question, I kind of wish we just bought another house. We had to sell the house we were living in and move into an apartment (hasn't been great) while the house is being built because all our money was tied up in it and we needed the down payment for the build. We are spending WAY more than I thought we were going to but I guess you have to pay to play. But on a plus note, we are getting exactly what we want and we should never have to move again. It will be worth it when it's done for sure!

    Some notes if you decide to build.
    - make sure you have lots of money in the bank.
    - must have patience (I don't).
     
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  11. May 21, 2016 at 7:28 PM
    #11
    matluth

    matluth Fish On!

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    Hey Michael, Some how I missed your post until now. Way cool. Stressful now, but years of peace after. (Unless you keep modding your Tundra) You did sign up online for Home Depot rewards program????
     
    mdavis likes this.
  12. May 21, 2016 at 11:02 PM
    #12
    V8sOnly

    V8sOnly New Member

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    That is going to be amazing when its completed.
    Congrats
     
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  13. May 22, 2016 at 5:18 AM
    #13
    WarEagleSteve

    WarEagleSteve Getting out of Jersey!

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    Good Luck Mike. My wife and I are in the process of looking at land in Alabama. I'm going to follow your thread.

    Steve
     
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  14. May 22, 2016 at 5:54 AM
    #14
    mdavis

    mdavis [OP] Tiger Life

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    Totally a Lowes guy! And as far as modding the Tundra goes, I will have an 18'x8' garage door so I totally see a small lift in my future...
     
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  15. May 22, 2016 at 8:14 AM
    #15
    trayday

    trayday New Member

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    At least the house will be built to spec. I plan on moving in a few years and I've played with this idea in the past. After the house is built, do you know if its going to be worth what the final amount end up being?
     
  16. May 22, 2016 at 8:26 AM
    #16
    mdavis

    mdavis [OP] Tiger Life

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    Usually banks will only loan 80% of total value for the construction loan. They find that value by ordering an appraisal. The appraisal will be of the lot and the house finished they way you tell them it will be. I am using a local credit union for my loan and they offer up to 90% of total value. I paid the lot off a few weeks before I applied for the construction loan so I could it as my down payment or in other words my 10%. The appraisal should be done either this week so I'll know what it will be worth before we even start. Fingers crossed, I hope I don't lose money on this.
     
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  17. May 23, 2016 at 3:53 PM
    #17
    mdavis

    mdavis [OP] Tiger Life

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    Michael
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    Culvert went in today!
    image.jpg
     
  18. May 23, 2016 at 8:19 PM
    #18
    matluth

    matluth Fish On!

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    18"X9" FN BFD's rims, 295/70R/18E Cooper Discoverer STT Pro's, upgraded to Old Man EMU coil-overs/shocks. Toytec shackles Next: true dual exhaust, new UCA's.
    How much was that culvert? I may need to do the same at my property. Last time I was at my property I could not drive into it. I'll know for sure this weekend. I may be able to get in depending on run off. Regardless, I need to put one in eventually. I already have rock/gravel.
     
  19. May 24, 2016 at 5:12 AM
    #19
    mdavis

    mdavis [OP] Tiger Life

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    Michael
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    In my county it is "free". They brought it out, installed it and covered it with gravel. When construction is complete, they will come out and put the apron (asphalt) on top of it. All part of the "property tax" thing. I didn't complain...
     
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  20. May 24, 2016 at 5:30 AM
    #20
    ramonortiz55

    ramonortiz55 New Member

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    in for more pictures.

    Pops and I built one a few years ago, its a great experience getting it done!
     
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  21. May 24, 2016 at 6:56 AM
    #21
    matluth

    matluth Fish On!

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    Free is always good. My property is in Costilla County. Poorest county in CO. I think I have to pay $200 just for the stupid permit. The county sends a road grader every now and then. Last memorial Day I couldn't drive onto my property. 3'+ deep x 2' wide wash out for about 100' on my side on the road. The other side across from my property is perfect, naturally. I'm hoping the county may have fixed it. Won't know until this weekend.
     
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  22. May 24, 2016 at 9:22 PM
    #22
    Medic

    Medic New Member

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    My wife and I took about 5 years to make the house plans for our house. We also had to sell and then rent a house that was close to the farm but was really small. I couldn't bring myself to carry two mortgages.
    We were lucky and were able to use the farm as collateral to get a building loan. A couple reasons why we built where we did was driveway already in, hydro at end of driveway and well already drilled on site.
    I enjoyed building the house, my wife wouldn't do it again. We only needed help with the ICF, the plumbing, hired someone to mud and tape and a custom kitchen install. The thing I enjoyed the most was knowing that each part done right and the way we wanted.
    It is a stressful experience but it goes by quickly and then you have the rest of the time to enjoy want you built.
    Good luck with the build and stuff always goes over budget.
     
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  23. May 28, 2016 at 1:33 PM
    #23
    mdavis

    mdavis [OP] Tiger Life

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    Michael
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    Drove by the lot today. Look what was there. It's going down Tuesday...
    image.jpg
     
  24. May 28, 2016 at 2:21 PM
    #24
    Nor7

    Nor7 Chilton Manual Guy

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    Good luck, we built a house and it was a pain in the a$$. You gotta stay on top of those contractors.
     
  25. May 29, 2016 at 3:52 AM
    #25
    rons23

    rons23 Next Round is on me! Live OBX

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    Mike I say down with all the pines. I hate pines there a pia. Just my2cents. Looking forward watching your build unfold.
     
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  26. May 29, 2016 at 4:31 AM
    #26
    mdavis

    mdavis [OP] Tiger Life

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    Clearing a 200' x 200' area in the middle. Won't be any pines near the house. I know the dangers of a pine. :cool:
     
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  27. May 29, 2016 at 9:57 AM
    #27
    RowdyRon

    RowdyRon Not too old to play

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    Enjoying the progress pics and commentary, Michael. Good luck to you and yours with the build! Will be following the progress... There is light at the end of the tunnel and you will be rewarded by having a home/property built to your specs. If I weren't such an old fart, I would probably do this myself.
     
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  28. May 31, 2016 at 3:27 PM
    #28
    mdavis

    mdavis [OP] Tiger Life

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    I found out today that trying to tape off straight lines in heavy woods is pretty difficult. He got all the trees down today and followed my tape lines. Crooked as shit. Tomorrow is tub grinder/clean up day. Hard to tell what's what but hopefully tomorrow it will be all cleaned up.
    image.jpg
    image.jpg
    image.jpg
    image.jpg
     
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  29. May 31, 2016 at 4:00 PM
    #29
    RowdyRon

    RowdyRon Not too old to play

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    Progress!
     
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  30. May 31, 2016 at 7:47 PM
    #30
    Mike

    Mike Tread lightly.

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    yep bank account is running low from it..
    Hope your selling that timber..

    Sent from Nexus Android Powered.
     
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