Toyota Financial

So has anyone financed with toyota financial and how are they as far as as ease to deal with. I'm ready reviews of them and hearing horror stories about them not applying payments and all kinds of awful things.

 

Welcome from NY.
I did and had no issues.

 

I have both of our 2020's financed with them and never had any issues at all. You will have online access to your account so you will see your payments, balances, etc.

 

Never had an issue. I also got extended warranty that is from Toyota financial and they have been excellent to work with dealing w a dealership warranty coverage issue.

 

We bought two trucks with Toyota Financial, 2007 Tacoma then 2015 Tundra. Never a negative issue with them. The online access is very well done and useful. I certainly would use them again if needed.

 

Well this is good to hear thanks!

 

Got my 2019 Tundra through them. 0% APR for 5 years, they financed everything, paperwork, taxes and plates included. Left exactly $0.00 at the dealer.

In 2022 they offered worse terms for Sequoia, so we took a car loan at our bank.

 

Yea, you might want to verify 3rd hand on the information you heard.
'21 via Toyota Financial and no issues. Though, after a year I pulled it and give it to CU so there's that, but the title transfer went smooth.

 

I originally financed with Toyota Financial to get an additional $500 off the price. After 90 days I moved the loan to USAA for better rates. I had no issues with Toyota Financial during my time with them.

 

2016 4Runner

2019 Tundra

2022 ES300H

all finances with Toyota Financial and paid each off within 12 months and had no issues. Whoever is sharing this noise is doing something very wrong.

 

Twice at 0% for 60, absolutely wonderful!

 

My major issue was that it takes them weeks to process a payment if you are doing bill pay from the bank. I would have delivered a day before the bill was due and it would take at least two to process the payment. They started sending me notifications saying they had received my payment. I started moving the payments earlier and earlier. I just gave up and set the auto-pay through the website and it's better.

 

That's weird. I know bill pay tends to be later and can delay for whatever reason.
Now thinking back on it, I did auto pay from the website and didn't worry about it since.
If it is late, that's their problem, not mine.

 

No issues with multiple vehicles financed through them over the years.

 

Welcome from Texas! You'll be in good hands.