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INSURANCE

Discussion in 'General Tundra Discussion' started by William jinks, May 19, 2025.

Page 2 of 2
  1. Jun 5, 2025 at 5:21 AM
    #31
    Twowheelssoar

    #31
    Twowheelssoar New Member

    Joined:
    Dec 17, 2020
    Member:
    #56308
    Messages:
    72
    Gender:
    Male
    NC
    Vehicle:
    2021 Cement SR5 6-Seater
    My guess is your wife's wreck may still be causing your premiums to be higher, though I am not completely sure how "accident forgiveness" affects that.

    I agree that "full coverage" doesn't mean anything. In NC, I pay about $1400/year for $250k/$500k liabilty coverage, $1m UIM (always buy as much as you can, it's cheap), and a $250 collision deductible on a 2021 Tundra and a 2024 Sienna. We have a couple collision claims in the past 3 years because my wife kept hitting stationary objects.:( Clean otherwise.

    Sounds like your main issue is that your Tundra is more expensive to insure than your Ram. May be worth asking your insurance company to try to explain why that is.
     
    Twowheelssoar, Jun 5, 2025 at 5:21 AM
    #31
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