Trade in for 2017 4x4 need advice porfas

on kbb my 16 tundra cm 4x2 with 3700 miles is 33 to 35k trade in value n invoice for a 2017 tundra 4x4 is around 37900 to 39700 what shld I do what should my payments look like help

 

Your trade in value is LOW and the sale price of the new one is HIGH .

I'd negotiate the sale of the new one for about 37.5 (easy to achieve ) and the trade in for 33.5 (doable ). so the difference is about 4k...with these numbers you will have about 7k equity . ...finance the whole amount of the new truck and ask them to cut you a check for your equity and use that fund for lift, wheels, tires retrofit , and other mods. you will be a much happier man. good luck .

 

So what u think my payment would look like 520 540?

 

72 months

 

If you finance 39,828 @3.9% for 72 months then your monthly payment is about $621.

 

But your saying to try to get the truck at 37.5k with ttl included or just price but then add on ttl

 

Sales price . ..ttl extra.

 

Most lenders will do 84 months, this will help get the payments down plus you can always make additional payments to the principal only and refinance in about 2 years time.

They will also add extended warranty and gap on top of the quote when you go thru finance.

 

485 84 months 1.2 Apr 6500 cash back in my pocket good or bad?

 

Seems like a damn good deal to me!! Time to decide what mods to spend that money on...

 

I'd recommend seeing what Truecar.com has as a price. It's free and any local dealers that have the truck you want in stock will contact you. There is no obligation to buy either.

 

Noticed that the sales tax is estimated at $3500+. This doesn't look correct. I always thought that you only paid sales tax on the difference between the sale price and your trade in value. So you should only have to pay the sales tax on the $9000 ish. This should help lower everything along with suggestions of others above.

 

Hi @gdiep. Sales tax in CA is on the full price paid. They don't take into consideration your trade in like some other friendlier states. Another example why it's so expensive to live here.

 

Wow, did not know that. Sorry dude. I don't know how you guys afford living in CA.

 

..So, they traded yours in for about $33000 (which they cut you a check after paid off your current balance) and you finance the whole amount of the new truck (about $39000) for 1.2% for 84 months. I'd say it's a damn good deal. The monthly payment is close to my number at $495/month.

Now you have money for mods....

 

I'm trying to get that deal they come close but they trying to get more out of me you know how dealers are you got 495 a month that's good what u gt sr5? Or which model

 

39k with almost 3k back at 550 a month 84 months

 

Another wants 42600 for 4x4 17 trd offroad not sure if it has the blistein shocks

 

And not sure if they offering me more for my trade still checking

 

We can only say whether the deal is good or not if you can give us the Final numbers .

Also, the Best deal is the deal you're happy with.

 

Never even heard of 1.2% apr for 84 month before. When they start financing cars for 84 months???

 

damn..84 months ?...no thanks.

 

They want to offer me 30k for my truck and 39k for the new 17 4x4

 

531 84nths for low payment that's 44gs around

 

...not too good. Toyota give us (the buyer) $1000 rebate on any '17 CM Tundra so make sure you get that.

My local dealer here takes $5000 off any '16 Tundras and $4000 off any '17 Tundras in stock (NO need to negotiate). One condition is that you HAVE to finance with them, usually with 4-5% APR but you can pay that off (or refinance) the moment you receive the first statement.

They have a new '17 TRD PRO in Barce Red and I doubt that they will take $4000 off. I'll know for sure tomorrow.....

 

They want to offer me 30k for my truck and 39k for the new 17 4x4

 

39750 for a 2016 new 4wd ttl included I feel that's to much but they don't want to negotiate at all hahah it sux

 

510 a month 84 months so like 42k at the end for 4x4 sr5 2017 and around 5250 was what I almost got but guy wanted to keep going more pricey I feel that would've been ok thou if it would have happend I think lol

 

4700 cash back

 

Come on guys let me know hurry i just need some advice to think more bout my decision