Tundras live: Dumb Dad Jokes, Incorrect Opinions, and Relationship Advice.

When you rent, the cost per month might be less, might be, but you 100% will not be getting any equity at all with that payment. When you leave you don't get anything back, except a couple grand for deposits if you are lucky. At least if you buy you can sell and get the equity back, barring a market collapse.

 

I'm an hour from a beach. Less if I drove a Tesla like an asshole.

 

With the narrow road and wildlife, I tend not to drive that way when going there. Still, I have mountains, rivers, lakes, beaches, etc. all really accessible. Generally low cost of living, until the horseshit of the panicdemic flipped that upside down, and very few people to deal with. I don't mind much here except the damn wind. Utah might be in my future, but we'll see.

 

We bought our house at 8.5%, we missed 8.25% by one day. We made payments for 30 years. They never increased the way rent does. The way I look at it, we rented from ourselves for 30 years and, out of the goodness of our hearts, we gave ourselves a free house. No house payment or rent is really nice, and made retirement possible. If we'd rented, we'd still be paying while we hoped the landlord didn't increase the rent beyond our means or just sell it out from under us.

 

Clearly they have fabulous regression testing and operational instructions in place to support such upgrades.

Yes, sarcasm, and I double down on previous statements about incident response and business continuity. This, however, appears to be at an even more basic level of business operations: Continuity planning.

 

I keep mine in the freezer and drink it neat. Except Scotch. That you drink at room temp.

 

He's a guy who needs to drive 30.

 

Regarding mortgages and such, I think rent vs mortgage is defined by one thing: LTV

It's an ugly ice cream cone. Renters need to rent, and can't get ahead. Homeowners are fortunate to be "in". Without a massive correction, never shall the two meet.

Our first mortgage, including taxes, was 1444. I was thrilled! 30 yr fixed in the mid 4%s. Now we're at 4x the home for 2750/month for 20 yrs fixed at 3%. Mind you, the "new" house is in the top 5 within MA for property tax.

I don't envy anyone trying to buy right now, but rent out here is on par with total mortgage. So, can you come up with a down payment and then afford the ownership costs? Given most adults living with their family, I think "no" is a common answer.

I also just found out the median home price in MA just broke 1/2 million dollars. That makes me ill since most of the state is much more rural than outsiders think.

 

It depends on what your priorities are. A lot of those living with their parents are eating out, splurging on fucking stanley mugs, and driving a new car.

 

It's 10 degrees and a blizzard outside here...

 

I wish I had an argument for you, but I'm literally a last of gen-x'er surrounded by 30-40yr olds raising their kids in their parents houses, rent free, doing anything but putting the hours into a career.

It's been the example of what my wife and I won't be in our elder years. Go to work, princess. We're dying to see what these magical gifts you offer to the workforce are.

No, I'm not salty about laziness no longer having consequences. Not salty at all.

 

It's been "gnawing" at me for a few days now.a d I need closure. In your experience given your captured evidence, what does a beaver do with all that wood they've put in their mouths? Spit or swallow?

 

Correction. 6 degrees, with windchill pushing it down to -13.

 

https://youtu.be/mZ9RbgMGcYA

 

I keep trying to forget about the music from the 80s.

But there is always something there to remind me.