The 22 pricing is out, does it change what you will buy ?

In order to make the returns you're speaking of he would have to be willing to risk losing his entire lump sum in the time he is paying off his loan. No one knows what the market will do tomorrow, I'd rather have a completely paid off new vehicle than have to worry if my returns will continue to exceed my auto loan interest for the next 5 years.

 

well you are comparing apples to oranges technically.

taco/t4r ...

1. will never match in interior space or engine output
2. see # 1


so they will never cross the line to step on a tundra or a sequoia

 

True. Like I said to each their own. I paid mine off, following the advice I am advising against. I wish I had put it in a reputable stock. My ROI would of easily been 30%. It's a mistake I think about often.

 

Hard to say where the markets will go…cant fret or look backwards…do what you think is right…some guys don't want payments (me)…some wont bat back eye at $800-1200/month payments (not I). I’m also the guy who pays double on the mortgage.

Ive always tried to pay cash and then save enough to buy the next one over a 10 or so yr ownership period. Why I buy Toyota…cause they will make it 10 years and still be running strong at 150-200k miles.

However, now that we have jumped to the $60-80K range, its starting to be real money…could be time for a new strategy.

 

I've got a 2016 SR5 DC 4x4 that just turned 60,000 miles, no problems with it at all since I've had it. I was planning on waiting until the 2023 models came out and trading it while the mileage was still reasonable and it was worth something. With the pricing release on the 2022's I'll probably rethink that, my truck in a 2022 model will be $50K plus, I paid $34K for my 2016. While I expected some that's quite frankly a ridiculous increase. I'm now leaning towards skipping a new one and just driving my 2016 for another 150,000 miles or so. Maybe in 10 years I'll reassess the market.

I wonder if Toyota is changing to the domestic model of stupid pricing on their trucks followed by big discounts? In the past a Tundra had a much better MSRP than the domestics but you couldn't negotiate that much off, while a domestic had a pie in the sky MSRP but you could routinely get $15K knocked off. If Toyota prices their MSRP's with the domestics but doesn't match the discounts they must not plan on selling many Tundras. I like the new Tundra on paper but there isn't anything about it that stands out that the domestics don't already offer. A few people will pay extra for the Toyota name and perception of reliability, but the vast majority of the buying public isn't going to pay more for a Tundra than a domestic of equal equipment and trim levels. Toyota's fooling themselves if they think they can demand those prices after the initial rush of "gotta have the new Tundra at any price" buyers peters out.

 

Or t’s almost as if they are trying to push the affordability towards where leasing makes more sense for cash flow and then they get to move more units and get to sell the truck twice. Dunno, but it is getting on the silly-side.

 

TRD pro pricing will be the biggest thing. Now I wonder if they will match the raptor base price of 64,000 I think it's possible just because the TRD pro is based off the limited trim so in theory it could work.. base 4x4 limited is 51,900 plus off-road goodies 360 cam, locker, multi select which is roughly 2500 plus hybrid motor $3000. It's come to 57,400 now we look at suspension 7,000 for the shocks, skid plates and TRD sway bar and forged wheels.. comes out to be 64,500 is that reasonable? This will be the base price for the TRD pro

 

Do we not include battery costs?

 

Usually its hybrid+battery and on other Toyota hybrids it's roughly 3000 to add hybrid

 

I’ve been saying $63-64k is what we should expect for Pro MSRP since pricing started to get leaked. Pro is usually very close to Platinum/1794 pricing, both of which have a non-hybrid MSRP of ~$60k. Add in a few thousand for the hybrid battery, and there you have it. I personally think it’s reasonable. It’s nowhere near Raptor money (yes, I’m aware they start out at $64k but nobody buys a watered down version of a Raptor that doesn’t have 360 camera, wireless charging, heated steering wheel, and a lot more, all of which comes standard on Pro fwiw), and similar optioned out Tremors are close to 70k.

 

No. I specifically wanted an new truck that was an "old" truck rated top of the pack for reliability for several years, not a new truck that was a brand new truck. The new ones seem better in almost every way, though, so I wouldn't attempt to sway someone else from what should be an obvious choice (better power, mpg, features, tech). I'm just simple, wanted a plain jane truck with a v8, and have an emotional connection to tundras from a previous life where I put them through insane abuse, far over payload, far over tow rating (twice over), stupid areas where you shouldn't have taken trucks, where they were the only ones that handled it.

 

36,000 out the door new 2014. Sr5 upgrade 4x4 double cab 5.7, I can’t wrap my head around $70,000 plus for top trim when $20,000 less a few years ago

 

Total agree, I price out the f250 tremer 7.3 pretty loaded with moonroof and it came to 68,000 which is alot of truck for the money compared to fully loaded 1/2 tons that's 70k+. If the TRD pro is going to be around 63k that would be awesome for alot of people looking at the TRD pro.

 

The 'rona and the knock on effects have created a crazy market. I went looking for a 2021 Limited DC today. Somewhat local dealer showed one in stock on their website. Got there and it was sold. However they did have a 2021 SR5 DC used for sale - just shy of 4,000 miles.

Take a gander - https://westburytoyota.com/sale/use...y-ny/2021-toyota-tundra-sr5-5tfuy5f12mx024689

$56,888

Tonneau cover, TRD Off Road, running boards..... oh and the black out package.

It looks like there are no new 2021 Limited DC's to be had anywhere locally so I am going to wait this out until I can lay hands on a 2022. I'm disappointed to hear the 2022 DC loses some room in back. I need the long bed but if the 2nd row of the 2022 DC has less room than my Tacoma I might get pushed into the Crewmax long bed.

 

I'm waiting to see the hybrid pricing, especially the Trd Pro. I'm debating buying a Pro or a Platinum non hybrid.
A lot here are not happy with the new pricing but it doesn't surprise me.
For a long time Toyota was building the same Tundra except for a few changes so they could keep the pricing down because it was all the same tooling and dies. Now there pricing is in line with the big 3, even the base Sr5 when you compare something with the same size motor.
Now I'm not saying I'm happy about it but thats the way it goes.
The reliability of Toyota compared to Ford, Gm or Dodge is still way up there even with a new Tundra. I wouldn't buy a Ford or Gm unless I wanted transmission problems. They just can't seem to get it right. Look it up and you'll see what I'm talking about.
The new drive trains in the Tundra have been under testing for at least 6 years. Yes there will be some problems, recalls but I'm pretty sure far less than the big 3.
When I bought my 2018 Trd Offroad there was a $6000 Toyota rebate so they will have special pricing sometimes but probably not right away.
I own 3 Toyota's right now but 1 is up for sale. 4 if you count my 1973 Corolla lol.
In the last 11 years I've driven and owned nothing but Toyota's and only had 1 repair that wasn't wear and tear. That was a heater resistor in my 2011 Tacoma. I also had 3 recalls on my 2018 Tundra and 1 on my 2020 Supra.
My point is that I'm sure people are disappointed on the pricing but we've been spoiled on the Tundra pricing. Now we have to grin and bear it or not change vehicles or possibly go to a different truck or brand.
That was my 2 cents and I'm sure I'll get some feed back but like the pricing that's life lol

 

i've purchased 7 new Toyota trucks over the last 20 years. 3 Tacomas and 4 Tundras. The first 6 I bought all at or near invoice (3-5k off sticker). My 7th is a 21 Pro and I grudgingly paid full MSRP six months ago. Remaining 21's in any trim in my area are now selling with 5k ADM.... 21 Pro's are selling with 15k ADM. I don't think supply is going to catch up with demand for at least another 12-18 months and doubt that there will be any discounting on '22s. I have a new '22 4Runner on order right now (at MSRP only because I'm a repeat customer) and my dealer said it's unlikely i'll get it before mid-January. It's a terrible time to be buying a new Toyota truck of any flavor.

 

I’m hoping to get a TRD pro in solar octane. I will trade in the 2020 I’m currently in pricing has been crazy . I’ll have to wait and see paid about 39k OTD in August of 2020 for a TRD Sport 4x4 Crewmax . Highest offer I’ve received from a current dealer is 48k so that is insane. Will be looking out for the 22 TRD pro pricing.

 

Options pricing

 

They really don't want you buying a base SR model, cannot even get the tow motor option according to that chart, unless it's part of the SR tow pkg. Plus they are a $950-1150 option on other trims.. Whew.

 

Well you know what they say about opinions…

except mine is backed by hard math… if your collecting a higher interest then you are paying????? I dunno, Im all about making the most $ I can - it appears others arent for the sake of saying they don’t have a loan? Lmao…

 

except when in the market you can access and withdraw at anytime (minus whatever tax implications depending the investment type) to save face… but once you sign that note, theres no turning back.

Again - I’ll say it with very sincere meaning… it makes 0 fiscal sense to pay cash for a vehicle at 2-3% when the market is paying leaps and bounds more.

 

2021 base is $34025
2022 base is $37645
That’s around $3600 difference in price. This just keeps getting better and better. LOL

 

So if you average 15,000 miles a year. 2.5 gen at 13 mpg = 1150 gallons of fuel used. Assume $3.50/gallon cost = $4025 in fuel costs.
3rd gen at 17 mpg = 880 gallons of fuel used. Assume premium required so call it $3.80/gallon fuel cost = $3344 in fuel costs.

So roughly $700/year in fuel savings with the 3rd gen annually. Over 5 years of ownership you break even on the bump in base price. Factor in the enhancements like coil spring rear suspension, upgraded infotainment the bump in base price doesn't seem ridiculous.

 

I'm 100% debt free, own my house, have a perfect credit score, donate 10+% to charity, have 2 brand new vehicles in the driveway loan free, money in the bank, modest job....

On top of that, I'm not willing to gamble our savings on a stocks or the market to gain a few extra bucks or potentially loose more.

I'm doing something right and will keep doing it until it doesn't work.

Let me guess, you are a "financial advisor". Like the one that said I wouldn't be able to own my house by the time I'm 40 if I continued to give to charity and I shouldn't put down extra on my mortgage. He was showing hard facts and numbers too and he was dead wrong.

 

The enhancements are subjective. There is no one size fits all rear suspension, so the rear suspension is subjective. So is the infotainment. Just like in 2021 going into 2022, manuf are still charging a premium for OEM navigation. When they know that any phone out there has Google or Apple Maps. No to mention that the majority just mess with the infotainment for a few months and then the novelty wears off. But manuf know that people fall for this and will pay for it.

 

S&P 500 is up about 10% in the last 6 months but I could sell the 2021 Tundra Pro that I bought with cash 6 months ago for 20% more than I paid for it. Everything is in a bubble right now. Stocks. Real Estate. Crypto. Commodities. I just sold a Porsche 911 for $35k more than I originally paid for it.

If you can buy a new Toyota truck for MSRP with cash in this environment it is a smart inflation hedge. If you have all your eggs in the market without some diversification in cash and assets you're nuts.

 

I don't think paying MSRP is smart. I don't see anyone buying a tundra for msrp and turning around and selling it for more. If by any chance someone pays more than msrp for a tundra, then they have more money than brains or money to burn. I can see a limited edition truck, maybe, but a regular tundra, no way. Not every vehicle is flippable. The market will hopefully correct itself and when it does a lot of people will be upside down.

 

Yup. The used trailer market will be saturated in a year or two (maybe less), once everyone who bought a trailer to camp with instead of fly, can start flying again.

Trailer prices were crazy last year when I was looking to upgrade our current one. I couldn't justify it.

 

Don't forget that Toyota says the third gen runs on regular, not premium.

 

im certainly not, but a few work for me….

Congrats on your success… and congrats on being complacent with not having the urge to be more successful bwhahahaha