Took my first Tundra test drive.....EVER

The way most brokerages mix roth with traditional into the same investments making it very hard to break it out. You have to print a statement and percentage it out. Just ways to stick it to you more.

 

That's not how it works.

 

Brokerages don't "mix" traditional IRAs with Roths. They are completely different retirement savings accounts with different rules.

Stay in school kids. and take financial planning courses.

 

Where did I say iIRA? Vanguard most certainly do mix roth monies with normal 401k contributed investments. They invest in the same funds just roth portion has already been taxed.

Sounds like you might need to take your own advice. Back to ignore

 

No, they don't mix them. But they do exist under separate accounts. I started financial planning about 40 years ago young pup. @Matt2015Tundra

 

Please do ignore me, because I feel like taking a shower every time you respond to one of my posts.

 

I don't know what that means.

Traditional IRAs are different than Roths. You either pay income taxes and contribute to a Roth, then withdrawals aren't taxed. Or, you contribute to traditional IRAs pre-tax, then pay taxes when you withdraw.

Stay in school kids.

 

It is a separate balance but the roth portion is invested into the same portfolio of contributions as the rest of the investments.

 

Financial advisors don’t do anything, the client does. They make recommendations and handle the transactions. You can tell them they have your permission to do whatever they think is best, but you would be foolish to not approve every transaction they make and be sure you understand what the “product” being transacted actually is.

 

If you aren't dictating where every dime of you money is invested, you’re being foolish.

 

Seriously, I am not sure how to even answer this. If your paying a financial advisor to make decisions for you then you shouldn`t be investing in the market anyway. I'll take the 15-20 percent they charge and buy more stocks or increase contribution rates.

I just checked my 401k 5-10 year rate of return is 10 percent
My self managed brokerage ira rate of return for 3 years is over 100 percent.

So I think I can out perform 99 percent of your financial advisors.

 

I clicked that link, it has my zip code already there.
Didn't see any deals displayed.

 

Maybe try this one?

Toyota Deals and Incentives | New Toyota Special Offers

Oh, wait, 75123 is your zip code?
I just threw that in there when I searched.

I got my Tundra from Family in Arlington; they also have a store in Burleson.
My truck actually had to be brought over from the Burleson store..

 

Disclaimer : Not the sharpest tool in the shed, but do feel somewhat computer literate.
This development of this web sites seems to have been outsourced to India.
It keeps recursively sending me back to the same pages. Someone please hit Ctrl+C to break me out of this infinite loop.

Thanks for URL.

Let go on a little journey through the Toyota web pages.

From the Link provided, Clicked Florida for state then Orlando for City.

Takes me here. Cool there appear to be offers.




Click the "Explore Offers" buttons.

Takes me here. Wait, that looks like the above, web page right?
Better click "View Local Tundra Offers" this time.
In case you are wondering, clicking "Explore Offers" again does absolutely nothing on this page.






After clicking "View Local Tundra Offers" I get to this page.
Nothing here other than requesting Dealers to contact you.



Attempting to go back and clicking something else takes me to the above screen every time. Get caught in an infinite loop here.

Stating over from the original URL, I scroll down a bit further and see this info under Browse by Offer Type.




This time click the "Explore Cash Offers".

This takes me to the following page.
Looks familiar, doesn't it?
This time, try clicking the top button. "View Tundra Offers" because we already know where the other links take us





The "View Tundra Offers" does take me to a new page.

But wait, this too looks familiar.




Click Tundra and takes me here.....






Guess I'm not smart enough to own a Toyota.

 

Did a Google search.....
This could be why.

The main reason you're seeing fewer (or no) rebates and aggressive offers for the Toyota Tundra in Florida compared to many other states is due to Toyota's unique distribution structure in the Southeast U.S.

Toyota Motor Sales, U.S.A. directly handles most of the country, but the Southeast region—including Florida, Alabama, Georgia, North Carolina, and South Carolina—is managed by an independent distributor called Southeast Toyota Distributors (SET). This is a privately owned entity (not part of Toyota corporate) that has exclusive rights to distribute Toyota vehicles in those states since the 1970s.



Dealer-level deals dominate in Florida — Instead of manufacturer rebates, Florida Tundra buyers often rely on dealer discounts off MSRP (e.g., 10–15% off reported in forums like Reddit's r/ToyotaTundra and r/Tundra for Florida deals). Florida sometimes has competitive pricing due to high volume and competition among dealers, but it lacks the stacked corporate incentives seen elsewhere.

 

I find navigating any Toyota branded website annoying. Especially when I'm looking for OEM parts.

For being the World's largest auto maker, their online presence leaves a lot to be desired.