Including custom upgrades on your Insurance

I own a 2020 AG PRO. It has an A.R.E. cap, Method wheels, 35 inch BFG tires, SSO bumper with winch, Warn flares painted to match....all together about $7k in upgrades. My question is...does everyone share this with their insurance companies? I just received my 6 month policy invoice, and it has a Custom column, which as of now, is blank. I’m wondering how much my price would go up if I added my upgrades??? Has anyone else done this???

 

Seriously??? Of course many of us had to consider this. So many variables. Depends on your insurance and driving history. $7K in upgrades? I'm old, which means I'd fill in the column or not, get your quote with the add on's and shop around........