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Body shop says $9500 damage. Anyone know DV laws in Arizona.

Discussion in 'Off-Topic Discussion' started by mudsweatngearz, Jul 27, 2016.

  1. Jul 27, 2016 at 11:10 AM
    #1
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    Texting girl rear ended me on I-10. Damage estimate is $9500. If she has insurance I am going to sue for diminished value. Even if she doesn't have insurance I will still sue her for DV and my deductible. She would at that point likely file bankruptcy but at least it will ruin her credit.
     
  2. Jul 27, 2016 at 11:28 AM
    #2
    ColoradoTJ

    ColoradoTJ Calm your tits

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    You can also use your insurance for DV, and they will go after her.
     
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  3. Jul 27, 2016 at 12:19 PM
    #3
    Mike

    Mike Tread lightly.

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    yep bank account is running low from it..
    Better idea sue the cell phone company for not locking her phone when in motion.. the technology is in our phones it's just unlocked so the phone company's can make money.
     
  4. Jul 27, 2016 at 1:21 PM
    #4
    Law323

    Law323 Pray for peace, prepare for war

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    Hope she at least got a ticket!! I don't understand how people don't get strongly reprimanded for driving without insurance! Isn't that against the law anyways???
     
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  5. Jul 27, 2016 at 2:22 PM
    #5
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    State Farm says they dont do that
     
  6. Jul 27, 2016 at 2:24 PM
    #6
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    I asked the cop if she received any citations and he said he can not give me that information. Seems that at fault party has more rights than the victim in Arizona!
     
  7. Jul 27, 2016 at 2:46 PM
    #7
    mdavis

    mdavis Tiger Life

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    When my wife's Camry was rear ended when it was a whole 5 months old, I tried the whole diminished value thing and got absolutely nowhere. They kept saying I have to prove value loss and that is hard to do. Don't get me wrong, it can be done but after a year of fighting it myself, I gave up.
     
  8. Jul 27, 2016 at 2:48 PM
    #8
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    it may vary by state depending on laws
     
  9. Jul 27, 2016 at 3:15 PM
    #9
    Law323

    Law323 Pray for peace, prepare for war

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    Tell me about it! That crap is everywhere!! Some woman rear ended my uncle with no insurance and cop let her go. Uncle's own insurance company had to pay for the damage. Ridiculous.
     
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  10. Jul 27, 2016 at 3:21 PM
    #10
    RowdyRon

    RowdyRon Not too old to play

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    Jerks (and Jerketts) appear to have more protection than do folks who are just minding their own business. Terribly ass backwards.
     
  11. Jul 27, 2016 at 3:28 PM
    #11
    Law323

    Law323 Pray for peace, prepare for war

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    Whole country has gone ass backwards IMO
     
  12. Jul 27, 2016 at 4:24 PM
    #12
    ColoradoTJ

    ColoradoTJ Calm your tits

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    Must vary from state to state. However, I wouldn't take your agents word as gold either.

    So why do you not know if she has insurance or not? Did she not have proof or what at the scene of the accident?

    Rear end accidents in these trucks are expensive. The hitch on our trucks are expensive.

    Might want to lawyer up. Best things I have done in accidents.
     
  13. Jul 27, 2016 at 4:32 PM
    #13
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    She could provide no proof of insurance at time of crash. Insurance co is trying to determine if she was covered or not. I pray that she was covered or this is gonna get messy.
     
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  14. Jul 27, 2016 at 4:35 PM
    #14
    Law323

    Law323 Pray for peace, prepare for war

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    Hope it works out for you bro!
     
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  15. Jul 27, 2016 at 5:26 PM
    #15
    rons23

    rons23 Next Round is on me! Live OBX

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    It's always that person with no insurance. That sucks bro. I would have probably went to jail, because I would have snatched that phone out of her hand or car and beat that tucker with a tire iron. Hope you get everything and the kitchen sink
     
  16. Jul 27, 2016 at 5:55 PM
    #16
    frogger

    frogger #teamjapotruck

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    Man its scary the fact of how many people are driving around with no insurance. Hope everything works out smooth for ya
     
  17. Jul 27, 2016 at 6:10 PM
    #17
    TheBeast

    TheBeast Mr Line-X

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    yep..and all of us who pay insurance end up with higher rates...
     
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  18. Jul 27, 2016 at 6:22 PM
    #18
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    When I realized that the wasnt injured I wanted to drag her out of her crappy little car and slap da chit outta her, but I dont like jail either. The whole time until I was cleared to leave the investigation she never exited her car....no apology or anything. She just hid in her car and cried for herself.
     
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  19. Jul 27, 2016 at 6:26 PM
    #19
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    The problem is that state laws are so lenient on the no insurance issue that there is no teeth in the penalties. If penalties were much stiffer law makers would be accused of being racist and unfairly targeting minorities......fact
     
  20. Jul 27, 2016 at 6:29 PM
    #20
    driverdog

    driverdog New Member

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    Good thinking.

    Always a good idea to sue no matter how impoverished someone was at the time when they hit you. I hate saying that but sometimes people win the lottery or come into money which they then could pay you with.
     
  21. Jul 27, 2016 at 6:29 PM
    #21
    ColoradoTJ

    ColoradoTJ Calm your tits

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    That is a bummer Grant.

    When I see threads like this, I am glad I upped my limits to 500K across the board, made sure I had no/under insured on my policy. Another thing to look at is an umbrella policy. Never thought I would need one...until I did.
     
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  22. Jul 27, 2016 at 6:32 PM
    #22
    matluth

    matluth Fish On!

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    You did file a police report?? You have a lot more rights. If I was in that same accident as you, I guarantee the next day I'd know everything, citations and all. Give me a break!!
     
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  23. Jul 27, 2016 at 6:33 PM
    #23
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    Good advice Chris. I was thinking about an umbrella policy earlier today
     
  24. Jul 27, 2016 at 6:34 PM
    #24
    matluth

    matluth Fish On!

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    Unless you drive a piece of shit, you'd better have full coverage.
     
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  25. Jul 27, 2016 at 6:35 PM
    #25
    ColoradoTJ

    ColoradoTJ Calm your tits

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    In Colorado, you might have to wait about a month and pay 8.00 to get the report. Actually, our lawyer had to press the issue to get the report at 30 days.
     
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  26. Jul 27, 2016 at 6:37 PM
    #26
    ColoradoTJ

    ColoradoTJ Calm your tits

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    I never understood that either Matt. It doesn't matter if you wrote a check for the vehicle. I really do not want to write another one in 6 months. If the vehicle has a value of over 3000.00 in my household, it has full coverage. (for us, it is about a 10.00 a month difference)
     
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  27. Jul 27, 2016 at 6:38 PM
    #27
    matluth

    matluth Fish On!

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    Actually all you have to do is wait a few minutes and see if the LEO hands the other party a ticket. As far as the LEO report, my insurance company could get it ASAP. A month? are you kidding me?? If it was so bad where you needed a lawyer, you'd have that info in 24 hrs tops.
     
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  28. Jul 27, 2016 at 6:40 PM
    #28
    matluth

    matluth Fish On!

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    If your vehicle is financed,(I'm talking about a vehicle that's actually worth some money) you have to carry FULL coverage, and GAP for example. If you pay cash for an expensive ride, it's on you to have enough coverage even though you don't have to.
     
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  29. Jul 27, 2016 at 6:42 PM
    #29
    ColoradoTJ

    ColoradoTJ Calm your tits

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    Not in our instance. He was taken away in an ambulance and in ICU for 3 weeks in a coma (was ejected out of the vehicle).

    Guess it is all situational, but it took us about 30 days. It wasn't a rush anyway, we knew this was going to be an 12-18 month ordeal....and it was..
     
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  30. Jul 27, 2016 at 6:43 PM
    #30
    mudsweatngearz

    mudsweatngearz [OP] New Member

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    good luck with that
     
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