Should I save or wait?

So I gave the dealer my vin, and pictures of my car inside and out. If they can offer me near $30k in a trade in, I'll try to bring that 36,500 down to a 36,000, and would have the cash to pay the difference. We will see. It does have some warranty left. If I bought a CPO truck it would cost more of that certification.

It is the truck I've wanted. Even has a nice bed liner and tonneau cover. 1794 w/ the TRD off road package is hard to find at this price. I want a '16 or up for the 38 gallon fuel tank.

 

Spray on bedliner or drop in? Hopefully spraying. If it’s got to drop in, remove it.

 

Do you really need TRD off-road? It’s just shocks, wheels, skid plates, and stickers.

I couldn’t convince myself it rode any better. Also, the skid plate makes oil changes more of a pain from what I’ve read. That’s how I justified buying a local non TRD rather than driving an hour for TRD for the same price.

 

Doesn't the skid plate have an access cover to remove the oil filter?

 

Nope, not the stock one. When I bought mine used the previous owner had taken it off and chucked it (08 DC TRD). If you end up with a non-TRD and you really want a skid plate then you can get a front skid from RCI and it has a door. Purchase Bilstein 5100’s (TRD is Bilstein 4600’s) and you’ll have better shocks and have the ability to level it in the front if you so choose.

Wheels are always subjective. You can always change them. Previous owner of mine put the current TRD off road wheels on it and they look good, but I’ll be plastidiping them anthracite grey once winter decides to leave and putting some BORA spacers to mimic a bit more backspacing of Methods till I can afford them.

My opinion is don’t worry too much about the TRD package if you find a 1794 that fits all the other checkboxes for you.

 

i heard that the new 2020 tundra are going to have more technology in there interior side, IMHO i would wait for the 2020 tundra to come out. if you like the truck that you saw buy it! you dont need other peoples opinions on here.

 

More technology means a higher price. I could save my money and get a brand new Tundra Limited crewmax 4x4, but I want the Platinum or 1794 because i need the folding mirrors. if they offered folding mirrors on the Limited, I wouldn't need to go to a higher trim.

If I can get a new '19 Limited at the end of the year for around $40k that's what I might end up doing. But part of me would like to have a slightly used 1794 or Platinum because they are nicer (not a need), but do have those folding mirrors which IS a need for me.

 

Downfalls to financing are risk and buying more than you would if you paid cash.

Risk is that your cash flow is tied up in payments. What happens if you lose income for a few months do you have cash reserves to live and still make payments?

Access to credit results in most folks spending more on the vehicle than would if they paid cash. It is a different experience wring a check for $35k vs getting a loan.

Sounds like you are almost there, I’d wait and pay cash. If you can’t pay cash you really can’t afford it by definition. Hard to build wealth when you buy things you can’t afford.

Good luck. I’m definitely in the minority on this one. Which is why loans on 50k rigs is now normal. I think it’s crazy.

 

I've decided to wait. I have many months of saving money from paycheck, and my wife will let me use a nice portion of our tax return. It's best to wait, but very difficult! I get really excited about getting a new truck, especially one as nice as the Tundra. I'm hoping to get a good deal on a '19 once the '20s come out. If I can't get a good deal, I'll get a used one with low miles.

 

There are options for adding folding mirrors if it helps your decision process:
https://www.youtube.com/watch?v=zyQsIM_IgWk

https://www.1aauto.com/2014-18-toyo...n&utm_campaign=videodesc&utm_term=zyQsIM_IgWk

https://www.tundratalk.net/forums/t...66746-2014-power-fold-tow-mirror-install.html